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本帖最后由 pmp6 于 2023-9-15 21:43 编辑
原来还分非金融资产和金融资产。
What financial assets are
The main types of financial assets are:
savings accounts and term deposits
managed investments, loans and debentures
listed shares and securities
some income streams
some gifts you make.
What Is a Nonfinancial Asset?
A nonfinancial asset is an asset that derives its value from its physical traits. Examples include real estate and vehicles. It also includes all intellectual property, such as patents and trademarks. The classification of possessions as nonfinancial assets is important to businesses as these items appear on a company's balance sheet and determine a multitude of factors, such as a company's market value and debt profile.
自制表格如下，根据政府数据推出来的。
| total asset limit | financial asset limit | non-financial asset limit | | home owner | 301,750 | 289422.22 | 12,328 | | Non-homeowners | 543,750 | 289422.22 | 254,328 |
所以你银行账户,股票等等(financial asset)的钱不能多余289422.22。你买的车等等物品(non-financial asset)，价值不能超过$12,328!!!
不知道asset test会查得多细。按道理，你买的手表，包包，哪怕一个烧水壶都是non-financial asset，有知道的朋友来分享一下，到底asset test 查得多细？ |
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