|
|
此文章由 rwlin 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 rwlin 所有！转贴必须注明作者、出处和本声明，并保持内容完整
来源：THE AUSTRALIAN
概要：陆克文政府不打算延长其非常成功的首次置业补贴，使人们增加了对于6月30日首置补贴结束后，房价将会大幅下挫的担心。
http://www.theaustralian.news.com.au/story/0,25197,25174266-601,00.html
THE Rudd Government is resisting requests to extend its highly successful increase in the first-home buyer's grant, raising fears of a housing slump once the scheme is terminated on June 30.
A record 26.5 per cent of new home loans went to first-home buyers in January, and the scheme appears to have reversed a five-year decline in the new home building industry, softening the effects of the recession.
While Prime Minister Kevin Rudd hailed these results as evidence of the success of the stimulus package, two key ministers sought yesterday to douse expectations the scheme would be extended.
Finance Minister Lindsay Tanner told the National Press Club he was delighted the scheme was being so successful and said its future was open to debate as the May budget was developed.
"But I'd have this to say; it's going to be a very tough budget and there are lots of other issues that we also have to give consideration to. So I don't wish to fuel any expectations about that."
Launching a review of the adequacy of housing supply, Housing Minister Tanya Plibersek said all measures forming part of the economic stimulus package had to have a cut-off date.
"If people are to bring forward their decision to purchase, which is the stimulus effect that we want to have, then the first-home owner's boost has to have an end date," she said.
HOwever, Ms Plibersek said the Government remained open to taking further measures in housing if they were needed to counter the effects of the global financial crisis.
For Domenico Monardo, 21, and his girlfriend, Carla Hirigoyen, 20, the $21,000 in federal and $3000 in NSW government grants they received was a big incentive to build a new house rather than purchase an established one. The couple recently paid $305,000 for a 594sqm block of land at The Ponds, a new Landcom development near Kellyville in Sydney's northwest.
They will borrow a further $240,000 to build their dream home.
Extending the first-home owner's grant has split the housing industry, with the Housing Industry Association backing the Government's view that the scheme should end as scheduled on June 30, while the Master Builders Association wants it extended to the end of the year.
New housing finance figures released yesterday show the stimulus, which doubled the first-home buyer's grant to $14,000 for people buying established homes and trebled it to $21,000 for people buying new homes, has had a dramatic effect on demand.
The number of first-home buyers has risen from a low of 8818 in August to 12,500 in January, traditionally a quiet month in property markets.
The 6657 loans for new houses in January was 16.9 per cent ahead of the level in September, before the increase in grants for first home buyers was announced.
Along with the improvements in retail sales, the increase in housing finance is unambiguous evidence of the effectiveness of the Government's stimulus package at a time when most other economic indicators are in reverse.
The Government's action appears to have steadied consumer confidence. The Westpac-Melbourne Institute consumer confidence index registered 85.6points at the beginning of the month, almost the same as at the start of February, despite huge falls in share markets, the economy edging towards recession, and petrol prices rising.
Westpac chief economist Bill Evans said there had been a big rise in the number of Australians who expected the economic outlook to improve over the next five years.
"This could only be interpreted as a strong vote of confidence that current policies are providing a strong foundation in the longer term," he said.
However, the gains may be short-lived. The chief executive of the property analysis company Residex, John Edwards, said there was a real danger the termination of the first-home buyers scheme, as unemployment rises, could leave housing markets in a worse state than they were to begin with.
He said the additional demand generated by the scheme had raised prices for the cheapest 25per cent of the housing market for the past two months, particularly in the non-resource states.
The effect varied from suburb to suburb, but he estimated that in NSW $7000 of the $21,000 boost for buyers of new homes had gone into higher prices.
"If you bring this to a halt before the housing market has sorted itself out while unemployment is rising, and you take the additional demand away, housing prices will fall," he said.
If people who had taken advantage of the scheme lost their jobs, they would find themselves defaulting on loans worth more than they paid for the houses.
Master Builders Association chief economist Peter Jones said he accepted that the incentive must end, but said this should be delayed while the economy remained weak.
Housing Industry Association chief economist Harley Dale said that although the grant had increased the number of new homes being bought by first-home buyers from about 10 per cent to 25 per cent, the housing market could not rely on this demand alone.
Mr Monardo, a final-year fitting and machining apprentice, who earns about $65,000 a year, and Ms Hirigoyen, who works for Aldi and earns $45,000, will receive the grants when they sign the building contract on their home. They would borrow the full amount.
Mr Monardo believes that buying land and building his first home has turned out cheaper than buying an established house.
The issue of job security had been running through his head a lot but he felt that as a tradesman he had a lot of opportunities for "odd jobs" if his current job did fall through. |
评分
-
查看全部评分
|
新考法路考一次过，分享体会和经验 (2008-2-11) Auburn 
发表于 2009-3-12 17:14
