工作用车，business car是不是必须要保全险？

wedu123

business car是不是必须全险呢？我查询了几个保险公司都显示必须全险。有没有知道相关信息的朋友能分享下？谢谢

skycoco1985

我的车是business rego, 但是保险公司用的bingle只有全险。不过其他公司应该不是强制的，Allianz官网显示有三责险选项You can buy Commercial Motor Insurance for a wide range of vehicles including: sedans, wagons, utes, 4WDs and goods-carrying vehicles up to 2, 5 and 10 tonnes, trailers, mobile and earth-moving equipment.*. Comprehensive – Cover for damage or loss to your vehicle and damage it causes to other people's property, when you are partly or fully at fault of an accident. Fire and Theft – Cover for damage to another person's vehicle or property, plus fire and theft protection for your vehicle up to $5,000. Third Party Property Damage only – Cover for accidental loss or damage to other people's property caused by an accident which is partly or fully your fault. *Conditions apply

wedu123

skycoco1985 发表于 2021-1-27 16:07
我的车是business rego, 但是保险公司用的bingle只有全险。不过其他公司应该不是强制的，Allianz官网显示有 ...

谢谢回复。我其实查了好几家都是只有全险，allianz我之前有做过，好像是第三方险和全险是一样的价格，我再去确认下。谢谢。所以我感觉保险公司对business car是几乎没有第二选项，来发帖问问有没有其他信息

wedu123

skycoco1985 发表于 2021-1-27 16:07
我的车是business rego, 但是保险公司用的bingle只有全险。不过其他公司应该不是强制的，Allianz官网显示有 ...

我试了下allianze，三方险不保，全险还不能买。。。不知道者是不是因为我的车是用来delivery or  courier 所以有特殊的规定？