澳洲将要关闭纯海外投资者的贷款？

TRE

早上看到几个微信帖子，说ASIC将要规定不再接受海外投资者的贷款申请，还言之凿凿地说westpac今天下午将要有新闻发布会来宣布这个事情。

这可是真的？如果是的话估计整个社会都要乱了，大开发商财团们直接破产。新房没人买了，租金随之大涨。。。

有知道的说说？

shellte

消息不确认是否属实，但属实的话不是还有大妈全款这条路么？

yummychocolate

可能只影响少数人吧

toshio_yakawa

commonwealth bank has already stop processing oversea investor homeloan t from his week,

TRE

yummychocolate 发表于 2016-4-21 11:52
可能只影响少数人吧

会影响到整个澳洲的经济

jasonwhy

澳洲这是要欲练神功，必先自宫！

TRE

toshio_yakawa 发表于 2016-4-21 11:53
commonwealth bank has already stop processing oversea investor homeloan t from his week,

From my knowledge, cba never accept pure oversea investor loan application

toshio_yakawa

Commonwealth Bank of Australia, the nation’s biggest home lender, is the latest bank to  crack down on foreign borrowers by tightening rules on the source of income  and increasing size of deposits.

The bank, which accounts for 25 per cent of the nation’s mortgages, has warned mortgage brokers it will no longer accept applications from applicants using self-employed foreign income for loan servicing.

toshio_yakawa

CBA also said it will no longer accept mortgage applications when the borrower is a temporary Australian resident receiving foreign currency income.

ANZ recently announced a tightening of its lending to foreign applications because of a spike in suspicious applications, which included missing passport pages, salaries paid by obscure offshore companies and crudely translated supporting loan documents.

yyyang99

toshio_yakawa

The move follows Reserve Bank of Australia raising concerns about the “significant and increasing” role of Chinese investors in the Australian property market, which presented “indirect risks” to the financial sector.

csc40

大妈向来全款的，无论什么政策都不影响他们。

TRE

toshio_yakawa 发表于 2016-4-21 11:59
Commonwealth Bank of Australia, the nation’s biggest home lender, is the latest bank to  crack dow ...

对，cba之前是接受本地人用海外收入贷款，但据我知道他们从来就不接受纯海外的非居民/公民的海外收入贷款

天涯浪客

只剩下大妈能拯救咱楼花兄弟们了。

luby

TRE

Westpac group confirmed overseas income policy this morning. No lending to non- resi overseas income anymore. Aus Citizen & PR （with working visa）overseas income LVR reduce to 70%. Only accept new purchase. No refinance. No cash out.

老衲

膝盖斩来了。

雾沉半垒

新房没人买倒不会，meriton多少年前就开始做开发商了，中国人狂买楼花也只是这几年的事
也就是楼花规模市场缩小，价格不再那么离谱

BesteverCPA

压压更健康，为什么大家都愿意来澳洲买房，不光是看重生活质量，关键还是对于这个国家的金融监管有信心。国家机器的作用就应该是监管和调整。所以我觉得澳洲房市将摆脱过去两年的不持久暴涨模式，而进入持久发展的长期稳步增长模式，这对于整个房市都是积极的影响。

回头看看天朝政府在房价暴涨时候做出的反应，用脑残这个词都是侮辱脑残。。。

自游自在

楼花价格会下跌！

sydnewcomer

TRE 发表于 2016-4-21 11:54
会影响到整个澳洲的经济

哈哈！

Baodie

海外有钱人多

aulin

挺好，房市健康发展对每个人都有益。

TRE

aulin 发表于 2016-4-21 12:32
挺好，房市健康发展对每个人都有益。

如果完全不做海外投资者的贷款可不是健康发展

AragornII

健康发展是有利的

soul

不是还有中国银行吗？还有HSBC， 他们会贷给纯海外投资者吗？

TRE

soul 发表于 2016-4-21 13:05
不是还有中国银行吗？还有HSBC， 他们会贷给纯海外投资者吗？

对的，据说他们还是开放海外的，这次改变的是Australia Banks

soul

TRE 发表于 2016-4-21 13:07
对的，据说他们还是开放海外的，这次改变的是Australia Banks

记得好像之前有看过， 有一个银行可以用国内的资产做担保还是抵押来贷款来着对不对？

嘟嘟0809

shaunw

TRE 发表于 2016-4-21 12:15
Westpac group confirmed overseas income policy this morning. No lending to non- resi overseas income ...

official 来源有么？