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发表于 2021-2-2 11:23
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三千年的蜘蛛 发表于 2021-2-2 11:54
摆正心态最重要, 人生没有过不去的坎, 我也在学这个,也是快40 的人准备转行, 如果还想以后在澳洲长期发 ...
Credit record是由Credit providers提供的。
Credit providers
54.101 In general, credit reporting agencies may disclose personal information contained in credit information files (for example, a credit report) only to those persons who are ‘credit providers’ as that term is defined in the Act.[113] An entity is a credit provider under s 11B if the entity is, among other things, a
bank;
corporation, a substantial part of whose business or undertaking is the provision of loans;
corporation that carries on a retail business in the course of which it issues credit cards; or
corporation that provides loans and is included in a class of corporations determined by the Privacy Commissioner to be credit providers for the purposes of the Privacy Act.
https://www.alrc.gov.au/publicat ... m/credit-providers/
如果信用不好好何提升:
How to improve your credit score
If your credit score is low, there are steps you can take to help improve it. You can:
lower your credit card limit
limit how many applications you make for credit
pay your rent or mortgage on time
pay your utility bills on time
pay your credit card on time each month — either pay in full or pay more than the minimum repayment.
https://moneysmart.gov.au/managing-debt/credit-repair
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