CA (Chartered Accountant)/Tax Agent/会计 - 在线解答各类Tax/Accounting问题

melissawen

请问1，网上报税填配偶收入是填税前还是税后还是？
　　2，购买了AIA的人寿保险可以CLAIM税吗？谢谢

shuangchao

原帖由 babyjean 于 2010-10-11 14:50 发表
我有个朋友在家做股票外汇谋生，已经两年多了。
由于他越做越大，今年他雇我做了他几个月的交易助理，其实就是像个打杂的秘书，每天搜集各类资讯，打印整理文件， 写图表分析报告之类，他说这样对我对他都好，反正赢利他要交税，还不如 ...

Basically on the information you provided, you should not be eligible for ABN, because you do not qualify as an independent contractor, you are merely an employee.
As a tax agent, I am not allowed to post answers to these questions just so everyone can get a ABN. consider revising your answers to some of the ABR questions if you believe you are in business.

SANSAN1

请问，我自己有个小生意，老婆当助手（全职），一定要给老婆交SUPER吗？
还有我自己的SUPER可交可不用交吧？

shuangchao

原帖由 melissawen 于 2010-10-11 22:52 发表
请问1，网上报税填配偶收入是填税前还是税后还是？
　　2，购买了AIA的人寿保险可以CLAIM税吗？谢谢

1，网上报税填配偶收入是填税前还是税后还是？ You need to put in your spouse's taxable income which is 税前 less deductions
2. 购买了AIA的人寿保险可以CLAIM税吗? its not deductible against your personal income

shuangchao

原帖由 SANSAN1 于 2010-10-11 23:51 发表
请问，我自己有个小生意，老婆当助手（全职），一定要给老婆交SUPER吗？
还有我自己的SUPER可交可不用交吧？

yes, assuming you are paying your wife a salary, and her gross salary per month is more than $450, then you must pay the 9% super for her
if you are sole trader, 自己的SUPER可交可不用交

bourne126

我也填了etax，麻烦的是说我还欠ATO $1770元。
原因一是系统自动读入了我的年收入4.9万，其实我工作不满一年，Gross income 就3.4万。
因此ATO按4.9万X17%=8800, 弄个medicare levy 4.9万X1.5%=750.
我的薪水税已交6500左右，
贴图如下，请高人讲解。
我有私保，老婆没工作，一个孩子

shuangchao

原帖由 bourne126 于 2010-10-12 21:53 发表
我也填了etax，麻烦的是说我还欠ATO $1770元。
原因一是系统自动读入了我的年收入4.9万，其实我工作不满一年，Gross income 就3.4万。
因此ATO按4.9万X17%=8800, 弄个medicare levy 4.9万X1.5%=750.
我的薪水税已交6500左 ...

if you believe your gross income is 3.4w, you need to get in touch with your employer immediately and have them issue you a new payment summary and also have them sent a revised payment summary to the ATO.

shuangchao

原帖由 ruolinmo 于 2010-10-11 21:53 发表
楼主，我有一个问题，关于tax offset里的spouse的。

就是我的spouse前年一整年（1/7/2008-30/06/2009）都没有收入，是我的dependent spouse， 但是我去年tax return 的时候不知道tax offset 有这一项可以claim。

我想今年把那 ...

Hi, you need to request a amendment of your 2009 tax return, this can be done via a tax agent/account or submit a amendment of tax return form to the ATO. the form can be found on the ato website.

carolyn

你好，请问我公司的industry code 是99994， 那我公司的description of main business activity写什么？

shuangchao

原帖由 carolyn 于 2010-10-13 14:49 发表
你好，请问我公司的industry code 是99994， 那我公司的description of main business activity写什么？

uh? the industry code ends at 96000, i believe, where did you find 99994?

lyao

a question about tax return, in terms of rental property, if the primary residence is as rental property 's security(抵押), one day the primary residence has been sold, the bank charges discharge security fee and title office charges discharge mortgage fee ( they normally charge double up, one is related to the primary residence, another is related to the rental property `), can those two fees be included in deduction ? if can, which category they belong to, mortgage discharge expenses ? Borrowing expense?

Thank you.

RT123

去年有不足15K的ABN收入（contractor)，ABN是non-gst registered.请教：
1.需要缴纳GST吗？印象中50K以下是不用的，不知对不对
2.做E-tax时，这笔收入放在哪一项，是personal services income(PSI)?

ruolinmo

原帖由 shuangchao 于 2010-10-13 12:10 发表


Hi, you need to request a amendment of your 2009 tax return, this can be done via a tax agent/account or submit a amendment of tax return form to the ATO. the form can be found on the ato website.

谢谢楼主回答。

那这个amendment 要不要提交什么证据证明她是我的spouse,我的spouse没有收入？

taxueerlai

原帖由 shuangchao 于 2010-10-10 17:44 发表


that's fine, or you can
Dr Purchase
Cr Cash at bank
(this is entered when you make a purchase each time)

Dr Goods on hand
Cr Closing Stock
(this is entered at the end of the first month, the closi ...

david你好，我仔细再ato查了一下相关资料，如果我选择用simply trading stock rule for small business, and i reasonably think the difference between opening stock and cloing stock is less than $5000, then i donot need to do physical stock check at the end of financial year,那么是不是dr: goods on hand, cr closing stock 就可以省略了？   

还有我是sole trader, 可以e-tax报税吗， 需不需要交其他的paperwork还是等税务局要的时候再交？

大地飞歌

楼主你好,我想问一下一般的cafe takeaway shop使用什么mehtod来计算GST的？我看了一下，SAM 里面的3个方法，不知道用哪种，我的shop gross sale 是12万左右，gst collected about 19000, gst paid about 9600.

carolyn

原帖由 shuangchao 于 2010-10-13 16:29 发表

uh? the industry code ends at 96000, i believe, where did you find 99994?

I think ATO made a mistake. I have rang ATO yesterday and they have corrected it. Thanks

shuangchao

原帖由 ruolinmo 于 2010-10-13 21:51 发表



谢谢楼主回答。

那这个amendment 要不要提交什么证据证明她是我的spouse,我的spouse没有收入？

No, there is no need

linger

Hi
想请问一下，我去年有几单股票买卖，虽然不多，而且是LOSS，我订了一份股评的杂志, 一年大概300多, 我可不可以claim as Dividend Deduction？

Many thanks.

shuangchao

原帖由 carolyn 于 2010-10-14 09:38 发表

I think ATO made a mistake. I have rang ATO yesterday and they have corrected it. Thanks

Not a problem

shuangchao

原帖由 lyao 于 2010-10-13 17:02 发表
a question about tax return, in terms of rental property, if the primary residence is as rental property 's security(抵押), one day the primary residence has been sold, the bank charges discharge secu ...

thank you, interesting question, personally, i think the discharge fee in relation to your rental property should be deductible under borrowing costs, this is claimed over 5 years.

powerman

Just done my tax return with David via telephone interview, very professional and  patient.. been provided lots of  helpful tax informaiton. Thanks.

shuangchao

原帖由 taxueerlai 于 2010-10-13 23:18 发表


david你好，我仔细再ato查了一下相关资料，如果我选择用simply trading stock rule for small business, and i reasonably think the difference between opening stock and cloing stock is less than $5000, then i  ...

if you believe the difference is less than $5000, then yes, simply dr goods on hand, cr closing stock, to use the same stock figure as prior year.
you can use e-tax to lodge if you are a sole trader.

wangrui1210

谢谢LZ 分分伺候

下面是ATO网站的一 个CASE
如果 和CASE里的反过来
take out 一部分钱 假设20W吧 当首付（不是全部房款 只是首付）又从银行贷了一部分钱 假设 40W吧 买了一房 但把后来买的这个当投资房 租出去
这20W 和那40W是2个不同的帐号哈
这2部分钱产生的利息都能抵税吗？

Example: Interest incurred on a mortgage for a new home

Zac and Lucy take out a $400,000 loan secured against their existing property to purchase a new home on the other side of town.

Rather than sell their previous home they decide to rent it out.

They have a mortgage of $25,000 remaining on their existing home which is added to the $400,000 loan under a loan facility with sub-accounts – that is, the two loans are managed separately but are secured by the one property.

Zac and Lucy can claim an interest deduction against the $25,000 loan for their previous home, as it is now rented out.

They cannot claim an interest deduction against the $400,000 loan used to purchase their new home as it is not being used to produce income even though the loan is secured against their rental property.

小妞儿

lyao

One more question, David re depreciation:

If bought a laptop , 30% business use, but bought it on last sept, not last july, when we are doing depreciation, do we need to caculation the days held as well?( because it is not full year)

What is different b/t capital works deduction and decline in value deduction by diminishing value method, for example, if we installed the new fence for the rental property , which one we should claim, based on the effective life table provided by ATO, it seems like capital works deduction, so deduction should be cost *rate(2.5%)* portion of year, when one day if we dispose the property,this amount should be taken out from the cost base, is it right?

Thank you .

linger

原帖由 linger 于 2010-10-14 11:19 发表
Hi
想请问一下，我去年有几单股票买卖，虽然不多，而且是LOSS，我订了一份股评的杂志, 一年大概300多, 我可不可以claim as Dividend Deduction？

Many thanks.

shuangchao

原帖由 wangrui1210 于 2010-10-15 22:18 发表
谢谢LZ 分分伺候

下面是ATO网站的一 个CASE
如果 和CASE里的反过来
take out 一部分钱 假设20W吧 当首付（不是全部房款 只是首付）又从银行贷了一部分钱 假设 40W吧 买了一房 但把后来买的这个当投资房 租出去
这20W  ...

Hi, interest deductibility really has nothing to do with bank products, the purpose of the loan decides whether you can claim or not, if the 60w were borrowed to acquired a investment propety, then the interest on the entire amount is deductible regardless of how many accounts it was made up of.

shuangchao

原帖由 linger 于 2010-10-18 10:17 发表

YES

weic

Hi David , my question is regard to capital loss,

I started trading stock from 2007 and since then I have around 25k capital loss, but i didn't declare any capital loss in my tax returns,  i thought i only need to declare it if I have capital gain , and i haven't done my 2009/2010 tax return, just want to know whether i can declare all my previous capital losses in the 2009/2010 tax return??? or do i have to do the tax amendment for each year between 2007 - 2009???

Thanks a lot ....

wendy

一个自住房A， 一个投资房B
一直住在自住房里，投资房出租。
因为上班太远，想把现在的自住房A也出租了。到公司附近租房住。

那么这种情况下，以后卖自住房A的时候,要交capital gain 么？

这种情况下，可以一直把 A作为main residence么？ 虽然我不住在A?