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本帖最后由 cerinahe 于 2013-9-10 14:58 编辑
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Practical steps to help protect your assets
1.Keep your property and finances as separate from those of your partner as possible. Hold separate bank accounts.
2.Contribute equally (or at least by clearly agreed shares) to household expenses.
3.Avoid having your partner work in your business. If they do, pay them an appropriate wage to avoid subsequent allegations of their non-financial contributions to your business.
4.Consider how real estate should be held eg solely, jointly or by a third party such as company or trust.
5.Keep records of all financial transactions during the relationship.
6.Keep assets held by you prior to the relationship in your sole name. Avoid selling such assets and rolling them over into jointly owned property. If you do, keep clear records of your contributions to jointly owned property.
7.Keep lump sums of money received during the relationship in your name and avoid placing them into jointly held assets.
8.If significant gifts or loans are received from family, document such gifts or loans at the time of receipt.
9.Avoid accepting liability for debts of your partner. Avoid entering into joint loans, giving guarantees, being a partner or director in their business.
10.Make a Will setting out what will happen to your property on your death.
11.Consider whom you nominate as beneficiary of your insurance or superannuation policy.
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