|
此文章由 2late 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 2late 所有!转贴必须注明作者、出处和本声明,并保持内容完整
本帖最后由 2late 于 2013-7-13 23:01 编辑
书名是叫Ordinary Millionaire?
Book review: Ordinary Millionaires
Ordinary Millionaires by Jim McKnight was written in the early 2000s. Its focus is on ordinary people who have built a property portfolio, not through shonky property schemes or highly leveraged lending scenarios, but rather through determination and generally hard work.
The book is structured into a series of case studies based on interviews conducted by the author:
Chapter 1: Ordinary Millionaires
Chapter 2: The Benchmark – borrow, buy, and never sell
Chapter 3: The Renovators – how to get a harbourside mansion on average wages
Chapter 4: The Cash Flow Approach – how to make $7 million by breaking every rule in real estate investment
Chapter 5: The Speculator – gambling on real estate using computers
Chapter 6: The Scrounger – how to get ahead on very little
Chapter 7: The Owner Builder – dealing with minor annoyances such as not having a building licence
Chapter 8: Higher Use – something’s beneath the grunge
Chapter 9: The Agent – it’s a fearful temptation, but how could you possibly go wrong?
Chapter 10: The Banker – to lie against the wall is to die
Chapter 11: The Taxpayer – slow, slow and steady, but inevitable
Chapter 12: The Builder – he who has the most toys when he dies wins
Chapter 13: Selling Ideas – how to get there quickly if you are in a hurry
Chapter 14: Extraordinary Millionaires? – do something, anything
Each chapter concludes with a series of tips from the millionaire(s) interviewed.
The final chapter outlines 10 characteristics the author saw consistently across the interviewees. These include:
I just drifted into this – developmental process
Do something, anything – with energy and drive
Sheer bloody determination
Decisiveness
Attributional style – inner locus of control
Foresight
Optimistic, focused, time-pressured Calvinists
Psychological hardiness
Conservative by nature
Luck
The book, while a bit dated in terms of its figures, is a refreshing break from the “get rich quick” property investment books that seem to dominate the (virtual) shelves these days. Most of the interviewees are just normal people on low to normal incomes who have put in the hard yards to build a property portfolio. It makes you feel anyone can be successful with the right attitude and effort. |
|