从房贷中取钱来买股票，可否用相应的利息支出作投资收入的抵减呢？

李十三

如题。

zuozuo

ATO的原话是这样的：

The cost base of your asset is the total of:

what your asset cost you
   
certain incidental costs of buying and selling it – brokerage or agent’s fees, legal fees, stamp duty and investment advisers’ fees (but not investment seminar costs)
   
the costs of owning the asset, such as interest on monies borrowed to acquire the asset (generally, this will not apply to shares or units because you will usually have claimed or be entitled to claim these costs as tax deductions)
   
any costs you incurred in establishing, maintaining and defending your ownership of it.

就是说，算股票投资收益的CGT的时候，不应该算进去，但是报收入税的时候可以把这部分利息作为deduction。关键是这部分钱不能和别的混着，否则就不太好claim，就跟投资房一样。

李十三

zuozuo 发表于 2013-10-18 21:37
ATO的原话是这样的：

The cost base of your asset is the total of:

感謝回答。

zhuzhuji

yes, you can claim deduction for the interest on borrowing for purchase of investments agains income from the investments.
you need to keep good records of what you borrow and the interest on the amount you borrowed as per bank statements.