关于回国退养老金以后将来还能不能移民澳洲的问题

dunkleosteus

要回国了，少说三五年，多说十来年都不会有移民澳洲的计划，想把养老金退出来，查遍资料都说退了养老金以后就不能再来澳洲了，不过官方的说法好象是即便退了养老金也可以持临时签证来澳洲，更具体的请联系移民局...有没有人遇到过这种问题呢？

babyboon

木有人知道么？

thornleighman

up

可口可乐

我就想拿出来，也不准备回来了，能拿不

louis555koo

dd66

回楼上的2位同学，只要你是PR或CITIZEN，一般情况下不可能拿出来，除非你到退休年龄。
到退休年龄之前想拿出来，必须满足特定条件。那些条件很难满足。具体可以在网上查到。

dd66

Getting super early

There are some very limited circumstances when you can access your super before you reach your preservation age:

    Incapacity - if you suffer permanent or temporary incapacity
    Severe financial hardship - if you have received Commonwealth benefits for 26 continuous weeks but are still unable to meet immediate living expenses
    Compassionate grounds - to pay for medical treatment if you are seriously ill
    Terminal medical condition - if you have a terminal illness or injury

Centrelink has some useful resources on the early release of super benefits.

You may also be able to access your super early if you are permanently leaving Australia or if you have less than $200 in your super account. Go to the Australian Taxation Office's individuals' superannuation essentials webpage and select the 'receiving benefits' option.

dd66

好了，官方链接找到了：
http://www.ato.gov.au/individual ... amp;page=25&H25

dd66

Guide to superannuation for individuals - overview
                 
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Accessing your super before retirement

Accessing your super before you retire is only allowed in very limited circumstances, such as:

    severe financial hardship
    certain compassionate grounds
    a terminal medical condition
    permanent or temporary incapacity.

If you legitimately need some of your preserved super earlier, ask your super fund about whether you may be able to access it before applying.

Keep in mind that your super fund's deed will determine whether or not your fund's trustee can release your super benefits.

Applications for release of benefits on compassionate grounds must be referred to the Department of Human Services (DHS).

If you've reached your preservation age but aren't yet 65, you may also take your super benefits before you retire, but in the form of any of the following

    a transition to retirement income stream
    a non-commutable allocated pension or allocated annuity
    a non-commutable pension or annuity.

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For information about releasing super early under severe financial hardship, on compassionate grounds, permanent or temporary incapacity or due to a terminal medical condition, contact your super fund first.

You can also refer to Conditions of release to access your super before retirement (including natural disasters).

For more information about DHS and early-release applications:

    visit their website at www.humanservices.gov.au
    phone them on 1300 131 060.

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Beware of promoters offering various plans to gain early access to your super savings before you retire. The promoters of these plans will tell you that they can help you access your super savings for reasons such as paying off debts, buying a house or car, or even going on holiday. These schemes are illegal and heavy penalties apply if you participate. For more information, refer to Beware of promoters offering early access to super.

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Individuals superannuation - home

dd66

Conditions of release to access your super before retirement