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aus.property

皮靴族

发表于 2023-5-20 19:13 |显示全部楼层

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Westpac will be lowering its stress test for certain refinancing applicants in a bid to help borrowers out of mortgage prison.
Starting next week, refinancers who don't pass the bank's standard serviceability test can be judged under a "modified serviceability assessment rate".
A typical stress test measures if a borrower can afford repayments if interest rates rise by three percentage points.

https://www.9news.com.au/nationa ... 9-b2e3-ccee424e4baf

stress test的buffer放到2.5能活很多人。