问一下，citizen上大学贷款到哪里申请，有什么要求

罾蹦鲤鱼

好像是HECA还是hecs，具体如何申请

[ 本帖最后由 罾蹦鲤鱼 于 2011-12-27 22:11 编辑 ]

ylpn

HECS-HELP 在学校ENROL的时候会给你一个表，需要提供你的TFN(TAX FILE NO.)很简单

打针吃药

了解一下，毕业以后呢？贷款怎么还

格美

保税的时候扣。

其实就是税局出钱给学校，毕业后还给税局。就是国家啦。

limit-2010

原帖由 打针吃药 于 2011-12-30 19:18 发表
了解一下，毕业以后呢？贷款怎么还

毕业了以后，在收入超过大概四万多的时候 ， 会每年扣一少部分工资（貌似不超过10%，反正就是不太多）还贷款

还有这个是永远没有利息的， 但是好像会根据通货膨胀之类的数据而调整

limit-2010

原帖由 罾蹦鲤鱼 于 2011-12-27 22:09 发表
好像是HECA还是hecs，具体如何申请

只需要在二月底到学校入学的时候填表就可以了

找到了扣贷款的界限：
http://www.ato.gov.au/individual ... c=/content/8356.htm

ella_chan

原帖由 罾蹦鲤鱼 于 2011-12-27 22:09 发表
好像是HECA还是hecs，具体如何申请

只有Citizen才可以申请的吗？

limit-2010

原帖由 ella_chan 于 2012-1-1 09:14 发表


只有Citizen才可以申请的吗？

是的， 还有 permanent Humanitarian visa 的可以

Am I eligible for HECS-HELP?
HECS-HELP loans are available to students who are studying in a Commonwealth supported place and who are Australian citizens or a holder of a permanent Humanitarian visa who will be resident in Australia for the duration of the unit/s.

Note: Since 2005 New Zealand citizens and Australian permanent residents are not eligible for HECS-HELP loans. They must pay up-front and are not eligible for a discount under the HECS-HELP scheme.
来源：http://askune.custhelp.com/app/a ... cs-help-eligibility

HELP Paying My Fees
Commonwealth supported places
HECS-HELP
Applying for HECS-HELP
FEE-HELP
VET FEE-HELP
SA-HELP
OS-HELP loans and Study Overseas
International students
Relevant deadlinesHECS-HELP
On this page:
•What is HECS-HELP? Note: Important changes
•Am I eligible for a HECS-HELP loan?
•How does the HECS-HELP discount work if I pay all my student contribution up-front?
•How does the HECS-HELP discount work if I pay only part of my student contribution up-front?
•What if I don't want to pay any amount up-front?
•How much will a HECS-HELP loan cost me?
•Can I change my payment option?
•How do I repay my HECS-HELP loan?
•Need more information?
What is HECS-HELP?
HECS-HELP is a loan program to help eligible Commonwealth supported students to pay their student contribution amounts. Before 2005, this was know as 'HECS'.

HECS-HELP is not just a loan scheme. Under HECS-HELP, eligible students can also receive a 20%* discount when they pay $500 or more of their student contributions (for a study period) up-front.

*From 1 January 2012, the Australian Government will lower the HECS-HELP discount from 20% to 10% for up-front student contribution payments of $500 or more.

The HECS-HELP discount works by increasing the value of a person’s up-front payment which means that they will actually be required to pay less (if they pay their whole amount up-front) or to take out a lower amount (if they make a partial up-front payment and take out a loan for the rest).

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Am I eligible for a HECS-HELP loan?
To be eligible for a HECS-HELP loan, you must:

■be studying in a Commonwealth supported place;
■be an Australian citizen or permanent humanitarian visa holder;
■enrol with a provider in each unit, by the census date;
■read the Information for Commonwealth supported students and HECS-HELP booklet; and
■submit a valid Request for Commonwealth support and HECS-HELP form by the census date (or earlier administrative date) to your provider
来源：http://studyassist.gov.au/sites/ ... welcome#AmIEligible

iamsuper

一起读书去吧，但要先入籍。

kentchan

只适合第一个学位吧，之后的学位没有政府贷款的。

floraz

原帖由 kentchan 于 2012-1-3 10:14 发表
只适合第一个学位吧，之后的学位没有政府贷款的。

不一定，要看读什么course吧

tarzandavid

已经工作了的去读part-time的学位能贷款吗？？

bonita

可以的 我现在FULL TIME工作PART TIME 读DOUBLE MASTER 就是用的政府无息贷款

tarzandavid

多谢！可惜我去年9月份可以申请入籍时没申，现在马上3月份要入学了。。。现在申请入籍估计得等3个月才能下来，到时候不是来不及了。。。郁闷呀

原帖由 bonita 于 2012-1-3 20:09 发表
可以的 我现在FULL TIME工作PART TIME 读DOUBLE MASTER 就是用的政府无息贷款

tarzandavid

读part-time的double master至少得3年吧？我有master degree了，要去读的是1年part-time的graduate certificate。

[ 本帖最后由 tarzandavid 于 2012-1-3 20:26 编辑 ]

妖姬郁子

原帖由 tarzandavid 于 2012-1-3 20:23 发表
多谢！可惜我去年9月份可以申请入籍时没申，现在马上3月份要入学了。。。现在申请入籍估计得等3个月才能下来，到时候不是来不及了。。。郁闷呀

如果是这样，你可能只能等下个学期缴费时再申请了。第一个学期估计要自己掏腰包。不过你应该可以跟学校咨询一下。

tarzandavid

嗯，明天再问问学校。