trust应该怎么建立比较好

citypiger

例如 我跟A合伙买生意 现在涉及trust的建立问题
会计师建议 分别建立2人的family trust,再建一个unit trust,成立一个company,用company去买生意
company作为unit trust的trustee
family trust是beneficiary
这样一旦有商业纠纷,个人名下资产不受影响,company倒了再开一个
---------------------------------
这样是不是太繁琐了.有更好的选择么.或者只先建立company,然后运作生意,如果有收益就55分账,有问题再建trust去保护个人资产.
请各路好汉点拨一二

丹儿

trust就是很好的保护个人资产的方法之一。这样不繁琐，澳洲大部分中小公司都是这样的构架结构。当然涉及的trust种类很多，建议还是咨询会计师或者律师，得到专业的意见。

helloall

原帖由 citypiger 于 2010-3-3 14:31 发表
例如 我跟A合伙买生意 现在涉及trust的建立问题
会计师建议 分别建立2人的family trust,再建一个unit trust,成立一个company,用company去买生意
company作为unit trust的trustee
family trust是beneficiary
这样 ...

唉，生意没做，就想着亏本，不应该。

shuangchao

原帖由 citypiger 于 2010-3-3 14:31 发表
例如 我跟A合伙买生意 现在涉及trust的建立问题
会计师建议 分别建立2人的family trust,再建一个unit trust,成立一个company,用company去买生意
company作为unit trust的trustee
family trust是beneficiary
这样 ...

This types of structure works well for alot of medium size businesses, there is alot of tax advantages to this type of businesses, often a simple low cost structure will cost you alot of taxes in the long run, unless you are running a very small scale business with no growth potential.
if you have doubts about the structure, consult with another accountant, or provide more details information regarding the business you intend to run. i'll be happy to give you some suggestions

citypiger

原帖由 helloall 于 2010-3-3 21:01 发表


唉，生意没做，就想着亏本，不应该。

不懂了吧 人无远虑 必有近忧

老杏

等有问题再建立就晚了。

qyan17

借贴问一下，要是我和A合伙，我们都是单身，这样是不是就失去建立famliy trust得意义了吗？因为beneficiary 就是我一个人，没有起到降低税率的作用了。

yayaer

到底什么样的生意需要建  trust 呢，比如想买个cafe，takeaway类的小生意，是否也需要弄成这样来 保护个人资产呢？有必要吗？  以前完全没想过这个资产保护问题。请高人指点

gssy

原帖由 qyan17 于 2010-3-4 11:32 发表
借贴问一下，要是我和A合伙，我们都是单身，这样是不是就失去建立famliy trust得意义了吗？因为beneficiary 就是我一个人，没有起到降低税率的作用了。

同问！

sunrise

同问！

印花裙

同问

shuangchao

in some cases, even if there is only one beneficiary, we may still use a trust for asset protection purpose as well as the fact that trust unlike company is entitled to the general 50% CGT discount, therefore it often saves tax payer alot of money when they sale the business in the future.
there are alot of factors to consider, i need to know more details before giving a definitive answer.

[ 本帖最后由 shuangchao 于 2010-3-6 17:43 编辑 ]

qyan17

原帖由 shuangchao 于 2010-3-4 14:03 发表
in some cases, even if there is only one beneficiary, we may still use a trust for asset protection purpose as well as the fact that trust like company is entitled to the general 50% CGT discount, the ...

这样的意思就是要交两份税？公司固定30%，还有自己工资的税？不是很明白，

huayilai

I agree with your accountant suggested structures.

shuangchao

原帖由 qyan17 于 2010-3-4 15:27 发表


这样的意思就是要交两份税？公司固定30%，还有自己工资的税？不是很明白，

No no, trust will not have to pay any tax as we normally distribute all the profit of the trust to individual level or another entity.

huayilai

In normal cases (and in your case), Trust does not need to pay tax as any income will be distributed to beneficiaries. However, for any income that is not distributed to beneficiaries, the Trust (the trustee to be exact) will be subject to income tax at the highest marginal tax rate.

citypiger

原帖由 qyan17 于 2010-3-4 15:27 发表


这样的意思就是要交两份税？公司固定30%，还有自己工资的税？不是很明白，

很简单,如果年底公司赚20000,分给两个director一人10000,那公司就不盈利 不用交税
不过会计师应该会给你至少盈利50块钱 费事ato盯上

Devil_Star

原帖由 shuangchao 于 2010-3-4 14:03 发表
in some cases, even if there is only one beneficiary, we may still use a trust for asset protection purpose as well as the fact that trust like company is entitled to the general 50% CGT discount, the ...

Are you sure? according to my memory, companies are not entitled to the 50% cgt concession.

huayilai

Companies are not entitled to CGT discount.

Calvin_Mai

而且你company作为trustee，同时也可以作为beneficiary，如果你个人的tax rate要超30%了，就可以在trust里面的profit分给company，到时候可以通过分发franked dividend的形式来转给个人，director fee的形式也可以，不过具体那总方法好还是要具体计算出来才知道。

shuangchao

原帖由 Devil_Star 于 2010-3-5 17:48 发表


Are you sure? according to my memory, companies are not entitled to the 50% cgt concession.

sorry, typo, i meant unlike companies

shuangchao

原帖由 Calvin_Mai 于 2010-3-6 12:29 发表
而且你company作为trustee，同时也可以作为beneficiary，如果你个人的tax rate要超30%了，就可以在trust里面的profit分给company，到时候可以通过分发franked dividend的形式来转给个人，director fee的形式也可以， ...

usually, profit is not distributed back to the trustee companies, if done incorrectly, it defeats the purpose of asset protections

小老虎

专业人士啊

小老虎

魔星版主啥都懂啊

bobll_999

学习了