海外人士要在澳洲买房

luckystar

想请教大家，希望不吝赐教， 先谢过。有个国内的亲戚想在澳洲买房，不知道能不能在澳洲银行拿到贷款？如果可以的话首付要多少？银行审批贷款要看国内的收入么还需要看什么？贷款的TERM一般可以给多少？
是不是只能买新房？二手房不能买?
如果有可以做这方面贷款的朋友也请给个EMAIL联系。谢谢。

laochou_cn

Tony Liu
Accredited Mortgage Consultant
Boss Mortgages

Level 2, 428 Little Bourke St, Melbourne 3000
Tel: 03 8602 6111 | Fax: 03 8602 6101 | Mob: 0433 963 840
Email: tony@bossmortgages.com.au

may1028

国内的人在澳洲买房，能在澳洲银行拿到贷款,首付要20%,银行审批贷款要看国内的收入、职业，还需要看国内的资产作参考，只能买新房，二手房不能买。

laochou_cn

What type of property can foreign investors buy?
Vacant Land
Subject to an investor commencing construction within 12 months of FIRB approval.
Second-hand dwelling
Purchases of second hand dwellings by foreign persons are restricted to temporary residents with visas (more than 12 months) or investors making the dwelling their principal place of residence.
New dwellings
Ownership is restricted to no more than 50 per cent of the dwellings in a development being sold to foreign interests. For single dwellings, a developer must have another dwelling that is similar in construction and proximity.

Mortgage- Up to 80%, the documents needed :
1. 2 Pay slips (not less than a month)
2. employment letter, stating your current employment status, how much you earn, and what is after tax amount (it is better to use company letter head and all the contacts, as bank will contact them for reference checking)
3. bank statement to show you have 20% of purchase price money to settle the loan
4. Contract of sale
5. copy of the passport and before the settlement, bank always require to have your ID to be certified (could get it from your local bank officer)
Tony Liu
0433 963 840

cathyyan

海外购房只能买新房，贷款时可以的，要看他本身的条件，一般带个70%应该是没有问题的。需要了解详情，请加QQ 1019987061，具体详谈

xpro

新房, 二手房 都可以买, 只不过二手房会相对烦琐一些, 关键在于FIRB问题, 如果确保你要购买的二手房在FIRB得到注册, 那么就没有问题, 而新房现在, 通常都已经注册过FIRB 所以基本上可以放心购买, 当然无论如何, 在购房合同里, 都是会详细列出...

贷款方面, 目前基本上来说没有什么问题, 海外人士一样可以做, 相对澳洲身份人士, 多少会弱势一点, 但不是问题, 通常对于海外人士, 保守一点说, 70%是没有问题的, 80%也完全有可能做到, 事实上我很多客户是海外身份, 也都做到80%, 甚至还有联名购买, 而贷款人只占合同的50%, 贷款都贷到房子full value的80%, 但是这都需要具体看情况, 不能一概保证...


Real Estate Sales Consultant
QQ: 3625426
MSN: zhouid@hotmail.com
Mob: 0422 746 205

[ 本帖最后由 xpro 于 2010-1-27 22:22 编辑 ]

ameng

二手房也可以。前年底修改的。