跟进降息的银行以及未宣布降息的银行列表

小河

Banks who have passed on the cut so far

• NAB- New lowest rate 6.19%- Effective 28 February
  
• CommBank- 5.90%- 28 February
  
• ANZ- 5.84%- 28 February
  
• Westpac- 6.19%- 4 March
  
• AMP- 5.89%- 28 February
  
• Athena-5.99%- 18 February
  
• Aussie Home Loans- 5.93%- 7 March
  
• Auswide Bank-5.74%- 28 February
  
• Australian Military Bank- 6.18%- 4 March
  
• Australian Mutual Bank- 5.44%- 1 March
  
• Australian Unity- 5.78%- 1 March
  
• Bank Australia- 5.13% (Clean Energy Home Loan only)- 4 March
  
• Bank First- 5.84%- 27 February
  
• Bank of Melbourne- 6.04%- 4 March
  
• Bank of Queensland- 5.93%- 7 March
  
• BankSA- 6.04%- 4 March
  
• BankVic- 5.74%- 4 March
  
• Bankwest- 6.04%- 28 February
  
• Bendigo Bank- 5.84%- 7 March
  
• Beyond Bank- 5.89%- 4 March
  
• Defence Bank- 6.34%- 27 February
  
• Firefighters Mutual Bank- 5.74%- 28 February
  
• Firstmac- 5.89%- 4 March
  
• GMCU- 5.94%- 1 March
  
• Great Southern Bank- 5.89%- 4 March
  
• Greater Bank- 5.74%- 7 March
  
• G&C Mutual Bank- 5.70%- 1 March
  
• Homeloans.com.au- 6.14%- 5 March
  
• Homestar- 5.74%- 4 March
  
• HSBC- 5.74%- 10 March
  
• Hume Bank- 5.74%- 3 March
  
• IMB- 5.79%- 4 March
  
• ING- 5.89%- 4 March
  
• loans.com.au- 5.74%- 4 March
  
• Macquarie Bank- 5.89%- 28 February
  
• ME Bank- 5.88%- 8 March
  
• MyState Bank- 5.79%- 4 March
  
• Newcastle Permanent- 5.74%- 7 March
  
• Pepper Money- 6.59%- 5 March
  
• RACQ Bank- 4 March
  
• Resi- 5.89%- 28 February
  
• Resimac- 6.14%- 5 March
  
• St. George- 6.04%- 4 March
  
• Suncorp- 5.57%- 28 February
  
• Teachers Mutual Bank- 5.74%- 28 February
  
• The Mutual- 5.64%- 4 March
  
• Transport Mutual- 6.69%- 21 February
  
• Ubank- 5.84%- 27 February
  
• Unibank- 5.74%- 28 February
  
• Unloan- 5.74%- 21 February
  
• Yard Home Loans- 5.89%- 7 March
  
• Yellow Brick Road- 7.39%- 28 February
  

Banks who have not yet passed on cuts

• Heritage Bank
  
• FreedomLend
  
• Broken Hill Bank
  
• Adelaide Bank
  
• First Option Bank
  
• Liberty Financial
  
• Well Money
  
• Unity Bank
  
• MOVE Bank
  
• Virgin Money
  
• NRMA Insurance Home Loan
  
• Summerland Bank
  
• Reduce
  

出处：https://www.realestate.com.au/ne ... mpaignPlacement=spa

maxinfang

Bank Australia- 5.13% (Clean Energy Home Loan only)- 4 March  这么低的吗 鬼鬼

simply1

等消息

zhuzhu007

存款利息昨天就给我降了。还是银行最无耻啊

无缘大慈

中国银行没在里啊

gamesover

maxinfang 发表于 2025-2-22 10:37
Bank Australia- 5.13% (Clean Energy Home Loan only)- 4 March  这么低的吗 鬼鬼

Have you made energy efficient and electric upgrades to your home? Whether you’re a current Bank Australia home loan customer or new to us, our Clean Energy Home Loan Renovate offers a reduced^ variable home loan rate for 5 years or fixed rate for 3 years.

这种并不是通常概念的房贷，他们通常的房贷还是6%以上

gamesover

直接叫chartgpt sort了一下表格

• Bank Australia - 5.13% (Clean Energy Home Loan only) - 4 March
  
• Australian Mutual Bank - 5.44% - 1 March
  
• Suncorp - 5.57% - 28 February
  
• The Mutual - 5.64% - 4 March
  
• G&C Mutual Bank - 5.70% - 1 March
  
• Auswide Bank - 5.74% - 28 February
  
• BankVic - 5.74% - 4 March
  
• Firefighters Mutual Bank - 5.74% - 28 February
  
• Greater Bank - 5.74% - 7 March
  
• Homestar - 5.74% - 4 March
  
• HSBC - 5.74% - 10 March
  
• Hume Bank - 5.74% - 3 March
  
• loans.com.au - 5.74% - 4 March
  
• Newcastle Permanent - 5.74% - 7 March
  
• Teachers Mutual Bank - 5.74% - 28 February
  
• Unibank - 5.74% - 28 February
  
• Unloan - 5.74% - 21 February
  
• Australian Unity - 5.78% - 1 March
  
• IMB - 5.79% - 4 March
  
• MyState Bank - 5.79% - 4 March
  
• Bank First - 5.84% - 27 February
  
• Ubank - 5.84% - 27 February
  
• ANZ - 5.84% - 28 February
  
• Bendigo Bank - 5.84% - 7 March
  
• AMP - 5.89% - 28 February
  
• Beyond Bank - 5.89% - 4 March
  
• Firstmac - 5.89% - 4 March
  
• Great Southern Bank - 5.89% - 4 March
  
• ING - 5.89% - 4 March
  
• Macquarie Bank - 5.89% - 28 February
  
• Resi - 5.89% - 28 February
  
• Yard Home Loans - 5.89% - 7 March
  
• ME Bank - 5.88% - 8 March
  
• CommBank - 5.90% - 28 February
  
• Aussie Home Loans - 5.93% - 7 March
  
• Bank of Queensland - 5.93% - 7 March
  
• GMCU - 5.94% - 1 March
  
• Athena - 5.99% - 18 February
  
• Bank of Melbourne - 6.04% - 4 March
  
• BankSA - 6.04% - 4 March
  
• Bankwest - 6.04% - 28 February
  
• St. George - 6.04% - 4 March
  
• Homeloans.com.au - 6.14% - 5 March
  
• Resimac - 6.14% - 5 March
  
• NAB - 6.19% - 28 February
  
• Westpac - 6.19% - 4 March
  
• Australian Military Bank - 6.18% - 4 March
  
• Defence Bank - 6.34% - 27 February
  
• Pepper Money - 6.59% - 5 March
  
• Transport Mutual - 6.69% - 21 February
  
• Yellow Brick Road - 7.39% - 28 February
  

天涯浪客

zhuzhu007 发表于 2025-2-22 15:39
存款利息昨天就给我降了。还是银行最无耻啊

有存款的都是富人，羡慕。

zhuzhu007

天涯浪客 发表于 2025-2-23 11:12
有存款的都是富人，羡慕。

羡慕啥，有存款但是没房。说完华仔还羡慕不？

wcgcyx

希望可以多降几次。。。

天涯浪客

zhuzhu007 发表于 2025-2-23 11:02
羡慕啥，有存款但是没房。说完华仔还羡慕不？

当然羡慕了说明不需要买房就能财富自由了。

laikai000

银行还没给正式通知

Ilovelife

谢谢分享！

ymf9901071

有存款利息降了多少的列表吗

xrzedane

对吗？suncorp 现在6.25,降完5.57？

pinkswan

四大里 两个降了的还没另外两个没降前的低
这么黑吗

小河

是不是要往低的转贷了？

meya

感觉降一次真的没啥感觉，要降个3-5次，才会有感觉！

粤式油鸡

meya 发表于 2025-2-24 19:23
感觉降一次真的没啥感觉，要降个3-5次，才会有感觉！

其实不少了

如果你贷款1m，每周可以省48块钱利息，48足够买一只烧鸭了，这对生活品质有一定的改善

如果你贷款10m，每周至少可以多买10只烧鸭，但我真的不信你一周能消化得了那么多烧鸭，所以还可以多出那么多钱存下来，这不是很好么？

meya

粤式油鸡 发表于 2025-2-25 09:13
其实不少了

如果你贷款1m，每周可以省48块钱利息，48足够买一只烧鸭了，这对生活品质有一定的改善

贷款的平均值是64万，一周就少25块！

mrrio

Liberty也passed on
Following the RBA’s announcement, Liberty will be decreasing interest rates by 0.25% p.a. for variable rate customers. This will take effect from 7 March 2025 and customers will be notified of changes.

Aquarius

粤式油鸡 发表于 2025-2-25 08:13
其实不少了

如果你贷款1m，每周可以省48块钱利息，48足够买一只烧鸭了，这对生活品质有一定的改善

不买油鸡吗

粤式油鸡

meya 发表于 2025-2-25 09:15
贷款的平均值是64万，一周就少25块！

这样的话，就买油鸡吧，其实油鸡也挺好吃的

粤式油鸡

Aquarius 发表于 2025-2-25 10:00
不买油鸡吗

是的，油鸡也好吃！