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本帖最后由 w_woon 于 2018-11-13 15:45 编辑
I am sorry, it is in English.
Are you renting and leasing out your house?
1. Have you live in your current house before you rent out?
2. How long has the house been rented (You might lose your CGT exempt)?
Please don't be concern with CGT, it is not much: 50% of the net profit, follow by 50% (Join name) (Less any other losses you may have) and finally under your marginal tax rate (If it is below 19,000 then it is 0.00 tax.
If you are buying an "investment" property for your parent, it is most likely that you are not able to deduct any expenses (Loan interest, expenses, council rate, land tax, etc) if your parent is not paying (close to) market rate rent to you and the expenses will form part of the capital when you dispose the property later to reduce your capital gain.
From your word, it seems you are strap with cash, if it is so, there are many good suggestions (Above). Have you consider using the extra cash to renovate your house to become a disable friendly place and move there? The reason I am saying, you may wish to become a 孝子，孝女, but your father do have some weight and your mum at her age and size (I believe) would be struggle to carry him for much longer, not to mention psychology and physically it is extremely challenge to deal with a person with illness (I have been there before).
If you are strap with cash, put the purchase of an investment property on hold and spend the money to improve and enrich the quality life of your father (and mother - let her to have some day off to do the things that she wants - even for a beauty session or just do nothing).
Understanding your parents have not been here long, apart from medicare card, health care and senior card, you may wish to speak to Centrelink to find out what is their eligibility for assistance rather than asking us (The general public) for assistance and eligibility. Or at best, speak to a financial adviser about accumulate wealth. |
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楼主:meya
发表于 2018-11-11 17:37
