|
|
此文章由 Hetbert 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 Hetbert 所有！转贴必须注明作者、出处和本声明，并保持内容完整
本帖最后由 Hetbert 于 2017-3-28 00:12 编辑
topliu 发表于 2017-3-27 22:16 
你说的倒也是个办法，法律上他是有义务通知银行的，这个银行的人处理的比较多，银行是知道如何把钱退回去 ...
是的。对方是有义务通知银行的，但是这个义务是无法执行的，因为对方可以解释说我没有发现。
What if money is incorrectly transferred into my account?
If money is incorrectly transferred into your account, you should notify your bank. Your
bank will then try to return the money to the sender.
You should not spend or withdraw the money transferred into your account by mistake
because it is not legally yours and you have to pay it back
首先呢，如果是公司账户，就只能看对方自觉了，照我说的留言吧。
如果是个人账户，取决你发现的时间。10个工作日以内，问题不大。超过10个工作日，就没有保证了。
What if I transfer money to the wrong account?
If you have made a mistaken internet payment, you need to contact your bank or credit
union immediately. Your bank or credit union will then contact the unintended recipient's
bank to try and get the money back.
If the money is still in the other person's bank account and it is a genuine mistake
(because the account name and number do not match), then the process for recovering
the money depends on how quickly you have reported the mistake to your bank. If you
report the mistake:
Within 10 business days: the funds will be returned to you.
Between 10 business days and 7 months: the recipient's bank will freeze the funds.
The recipient will then have 10 business days to show they are entitled to the funds. If
they do not, the funds will be returned to you.
After 7 months: the funds will only be returned if the other person agrees.
Call 1800 367 287 (9am-5pm AEST / AEDT weekdays)
Please visit our website www.fos.org.au for comprehensive information about our services.
If the money is not in the other person's account when the receiving bank is notified,
then the receiving bank must make a reasonable attempt to get the money back. For
example, by negotiating with the unintended recipient to repay the funds.
If your bank or credit union does not help you to fix the mistaken internet payment, you
can lodge a dispute with the Financial Ombudsman Service Australia.
也就是说，超过十个工作日之后，如果对方账户里没有钱，对方的银行只要帮你发一封跟垃圾邮件一样的模板信，就满足法律义务要求了。
如你说的，年代久远了，找律师真心没用的。
.
|
|
这些年我的PC(cai)HIFI(niao)之路+晒一晒我的高清家庭影院 -- 20Dec更新HTPC转盘播放软件 (2015-11-24) liujiajian 
学习与婆婆和睦相处 （坑已填完） (2008-1-31) 小燕子穿花衣 
发表于 2017-3-27 17:34
