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[个人所得税] 求助专业意见 买车depreciaiton贷款deductable [复制链接]

发表于 2013-6-22 00:45 |显示全部楼层
此文章由 sunjoy 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 sunjoy 所有!转贴必须注明作者、出处和本声明,并保持内容完整
I plan to purchase a new car, cost about 100k.

Saw some information about from 01.07.2012-30.06.13 purchase new car, you can get 5000 + 15% depreciaiton, I believe this 15% is base on Luxuy car limit(59k?) I might get benefit from that if purchase new car before EOFY

Qeustions:
How ATO determine the date of purchase? I will pre-order car before EOFY 2013, car actually delievery on later 2013 or early 2014

Tax invoice from Dealership? It will be hard as engine VIN number won't be avaible until July


Also consider have mortgage on it, I have two option here

1. Using equity from my property setup new home loan to finance car. (lower interest)

2. Equipment finance via WBC, the car 51% or more for business due to my job


All of these interest expense are deductable? which way is better?


Thanks

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auway + 4 感谢分享

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发表于 2013-6-22 10:25 |显示全部楼层
此文章由 jeff_lawsons 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 jeff_lawsons 所有!转贴必须注明作者、出处和本声明,并保持内容完整
本帖最后由 jeff_lawsons 于 2013-6-22 09:26 编辑

I assume you don't carry a business ,you will purchase the car under your name, and you will claim the motor vehicle expense as work related car expense in your personal tax return.

You will not be able to use the first $5,000 depreciation immediate write off method because that concession is only available to small business entities.

If you want to claim depreciation for car, then you can only use logbook method Or one-third of actual expenses method. You can only start to depreciate the car when you first use it, or install it ready for use. Usually it will be delivery date,not order date or invoice date.

Under either logbook method Or one-third of actual expenses method, interest on the borrowing is included in the calculation of total MV cost.  Your understanding of luxury car limit is correct, the depreciation is subject to the limit.

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sunjoy + 4 谢谢奉献

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