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节选自今天的 Money, The Sydney Morning Herald, 仅供讨论.
哪位高手能解释一下下面文字的意思么
I am 48 and earn $67,000 a year - my wife, who works part-time, is 45 and earns $7000. My superannuation balance is $420,000 and hers is $70,000. My wife does not contribute any of her earnings to super, but her employer contributes 9 per cent for her. I salary sacrifice 12.5 per cent of my earnings and my employer contributes 9 per cent. Are there any advantages if I contribute to my wife's super fund as well as my own?
You could make a $3000 contribution for her and become eligible for the $540 tax rebate. She could place $1000 into super as an undeducted contribution and receive $1500 co-contribution. This will boost your family coffers by more than $2000. |
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