trupanion 这个保险公司有人了解吗？37.92一月个excess 200，claim 90%

victoryxinyu

trupanion 这个保险公司有人了解吗？我看了下可以claim 90%，也就自己关心的问题邮件咨询了一下，但是还是拿不定主意这个policy是不是比较实用
就之前足迹讨论的一种疾病终生有limit还有网站上面说的exclude exam fee，我附上了邮件答复

There is no lifelong claim fee limitation.  We do not punish unlucky pets.
Trupanion can help you provide the best veterinary care possible, if an unexpected accident or illness occurs.
We do not cover consultation or exam fees, wellness and preventative care or any pre-existing conditions.
Coverage Summary
•            After waiting periods we cover 90% of costs for all new injuries and illnesses after you pay your chosen excess.* Coverage includes diagnostic tests, surgeries, hospitalisation, medication.
•            There are no payout limits. That means we'll keep paying eligible claims—no matter the cost.

Vets charge an examination fee (also known as a consultation fee) for looking over a pet.  We do not cover this fee.
We do cover all treatment for eligible conditions of the pet at 90% after your chosen excess, including blood tests, CT scans, xrays etc;