和父母合买房子，我出资的那一部分一定要算投资房么?

td8697

妈妈已经是PR,本人已经有一套自住房。现打算和妈妈合买一套房子，妈妈是第一次买房。这套房子可以算妈妈的自住房吗？我出资的那一部分一定要算我的投资房么？主要是考虑到将来卖房子税务的问题。

cerinahe

房子可以作为你妈妈的自住房，但是如果你的名字在title上，将来卖的时候你要交capital gain tax，而且你妈妈not entitle to first home grant.

qianshao_13

cerinahe 发表于 2014-7-30 09:15
房子可以作为你妈妈的自住房，但是如果你的名字在title上，将来卖的时候你要交capital gain tax，而且你妈 ...

if the portion purchased by me and parents are living in the property, I still need to pay CGT even if I did not rent this to parents. it is not fair. If I did not put this as rental property and do not have rental income, still need to pay CGT. I do not think it sounds right as this is not investment and no income generated.

zgz128

cerinahe

qianshao_13 发表于 2014-7-30 13:33
if the portion purchased by me and parents are living in the property, I still need to pay CGT eve ...

Unfortunately it is the case. It is the same like holiday house. You use it for private usage but still pay capital gain on sale.

We have a client owns a property with his brother. The brother lives in the house and exempt from CGT. He has to pay CGT on sale of the house.

cerinahe

But again why do you want your name on the title?

klux

可以你妈占99%你占1%这样

陈钰

这个不太好办   

JohnnySu

你的那部分以后出售或者转回你妈妈名字的时候，你需要计算CGT。而且还需要计算Stamp Duty.
如果是因为贷款原因需要这样做。Title上你可以写1%。 这样小的份额以后对你的影响很小。

qianshao_13

do you know how to minimize CGT if investment property is sold. how long we should live in there to minimize the CGT.

Thank you.

qianshao_13

cerinahe 发表于 2014-7-30 14:32
Unfortunately it is the case. It is the same like holiday house. You use it for private usage but  ...

it that possible to prove one have two main-residence? does taxation law require that there should be only one main residence?

shayy

qianshao_13 发表于 2014-7-31 13:58
it that possible to prove one have two main-residence? does taxation law require that there should ...

main resident 只能有一个

rebeccamy222

cerinahe 发表于 2014-7-30 09:15
房子可以作为你妈妈的自住房，但是如果你的名字在title上，将来卖的时候你要交capital gain tax，而且你妈 ...

请问为什么如果楼主有部分title， 他妈妈not entitle to first home grant？

aiwoii

rebeccamy222 发表于 2014-7-31 14:06
请问为什么如果楼主有部分title， 他妈妈not entitle to first home grant？

同理如果是夫妻买房子，其中一方已经买过房产了，也不享受First-home Grant。