为什么六月有人猛买东西？ － 关于税

东边日出

$0 – $6,000
Nil

$6,001 – $21,600
17c for each $1 over $6,000

$21,601 - $58,000
$2,652 plus 30c for each $1 over $21,600

$58,001 – $70,000
$13,572 plus 42c for each $1 over $58,000

Over $70,000
$18,612 plus 47c for each $1 over $70,000

假如收入23600，那么税为3252，到手20348
假如21600，那么税为2652，到手18948
也就是说taxable income 少2000的话实际到手的只少了1400。

假如收入60000，那么税为14412，到手45588
假如58000，那么税为13572，到手45428
也就是说taxable income 少2000的话实际到手的只少了160！！

假如收入72000，那么税为19552，到手52448
假如70000，那么税为18612，到手51388
也就是说taxable income 少2000的话实际到手的只少了1060。

－－－－－－－－－
我的问题是：
1。我的计算正确吗？如果是，假如可以少报税的话，开销不是可以至少打五折？
2。是不是我claim了这2000元是工作所需的（如买书，买电脑，宽带...），是不是就可以少报这2000taxable income了？

astina

2。是不是我claim了这2000元是工作所需的（如买书，买电脑，宽带...），是不是就可以少报这2000taxable income了？

no, but you can claim the 2000 as self-education expense in your tax return.

astina

1。我的计算正确吗

basically correct. you may also want to include medicare levy and low income rebate

step2au

我也需要报税吗？
没有雇主，但是我的银行帐号上有频繁的小额资金出入。

astina

what's the reason for 频繁的小额资金出入? if this is cash income, yes, you should file a tax return in theory

step2au

是cash income， 但是理论上税务方面应该不知道吧

step2au

所以实践上就不要报了？

astina

in theory, it can be found out if they so wish.

up to you.

garden_state

ATO绝对知道的, 银行和他们有沟通的

step2au

晕哦，就这点钱还要保税，不够麻烦的。是不是6000一下不用报？

astina

garden_state  在 2005-6-15 01:29 PM 发表:

ATO绝对知道的, 银行和他们有沟通的

sure? should bank disclose info. w/out the consent of clients?

astina

step2au  在 2005-6-15 01:30 PM 发表:

晕哦，就这点钱还要保税，不够麻烦的。是不是6000一下不用报？

if your income is less than $6000, just file a non-payment advice ( cannot be sure of the name) just get a tax return and tick a box on the front page, stating that you don't have to lodge the return because your income is below $6000

step2au

这个比较阿简单。还以为要找会计师呢。给你们添堵多不好

东边日出

taxable income（假如只有固定工资收入）是不能变的，只是可以退税。

还想问一下self-education expense 2000能退多少呢？哪里有这个计算公式呢？

astina

http://www.ato.gov.au/individual ... ;mnu=45#001_002_013

self education has to relate to your eanred income. for example, an accountant cannot claim expense for courses taken for gardening

小灵通

step2au  在 2005-6-15 01:27 PM 发表:

是cash income， 但是理论上税务方面应该不知道吧

由银行transaction的ATO就知道。你要叫你老板直接给你Cash.

小灵通

step2au  在 2005-6-15 01:30 PM 发表:

晕哦，就这点钱还要保税，不够麻烦的。是不是6000一下不用报？

$6000不用报。

东边日出

astina  在 2005-6-15 01:57 PM 发表:

http://www.ato.gov.au/individual ... ;mnu=45#001_002_013

self education has to relate to your eanred income. for example, an accountant cannot c ...

只能计算可以claim的expense，但是具体可以退多少钱怎么得来呢？

astina

depends on your overall situation, such as income level, rebates.... each person is different

JACK

step2au  在 2005-6-15 01:27 PM 发表:

是cash income， 但是理论上税务方面应该不知道吧

理论上cash income is assessable.

in practice, cash income is hard to identify, therefore a lot of people would choose not to declare that amount of income. that is not to say cash income is not assessble.

just bear in mind that ATO do have a special division called Cash Economy Task Force which is formed to target tax loss on cash economy.

step2au

JACK  在 2005-6-15 14:57 发表:

理论上cash income is assessable.

in practice, cash income is hard to identify, therefore a lot of people would choose not to declare that amount of income. that is not to say cash income is not  ...

I would belong to those people