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本帖最后由 快乐2122 于 2013-3-15 21:37 编辑
随着狗狗的岁数越来越大，想给它多一层的保护。有没有专家了解pet insurance。最近看了RSPCA的保险，有没有同学是买的是这一家的，怎么样？然后就是怎样claim呢？我看还cover一些平时的药物。大家有什么意见呢？Ultimate大概是39块一个月，economy大概是33一个月，而且他包括routine care 是只包括其中一项吗？大家觉得怎样？谢谢！
What’s Covered by RSPCA Pet Insurance? Ultimate Accident & Illness Cover Economy Accident & Illness
Cover commencement age eligibility Minimum age 8 weeks – Pet must be younger than 9 years old.
Annual Benefit Limit $11,000 $11,000
% of eligible vet bill reimbursed up to 80% up to 75%
Covers Accidental Injury Yes Yes
Covers Illnesses Yes Yes
Routine Care Cover Option Yes No
Tick paralysis – annual benefit $1,200 $1,000
Emergency boarding fees – annual benefit $1,000 $1,000
Lifetime cover – renewal offer guaranteed Yes Yes
14 day cooling-off period Yes Yes
Cancer treatment Yes Yes
Skin Conditions e.g. allergies Yes Yes
Infectious diseases Yes Yes
After-hours emergency visits Yes Yes
Laboratory and diagnostic tests Yes Yes
Hospitalisation Yes Yes
Prescription Medicines & drugs Yes Yes
Cruciate ligament surgery Yes Yes
Hereditary and congenital conditions Yes Yes
Waiting period 30 days for illness conditions; 6 months for cruciate ligament (can be waived). 30 days for illness conditions; 6 months for cruciate ligament (can be waived).
Multi-pet discount
Routine Care Stated Benefits:
$50 annual benefit for ONE of the following: Alternative therapies
Behavioural therapy (by a qualified animal behavioural therapist or vet)
Council registration fees
Cremation or burial
Dental treatment
De-sexing
Dewclaw removal
Flea/Tick/Worm control
Heartworm preventative medication
Micro-chipping
Obedience training (at a recognised training facility)
Prescription diets
Teeth cleaning
Vaccinations or Health Check
PLUS annual benefit for ALL of the following: $15 – Heartworm test or Blood screen
$15 – FeLV/FIV test or urinalysis
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Ovation of the seas 南太平洋小岛 9天 不走心游记 (2018-11-25) enson0129 
发表于 2013-3-13 20:46
发表于 2013-3-14 08:08
，就是啊，所以我一直在咨询大家
