新足迹

 找回密码
 注册

精华好帖回顾

· 下雨天,下厨天。——糯米芝麻卷,豆沙饼,小馒头,胖馄饨。 (2008-10-27) Tiger_Karen · 乱谈:轮胎使用和保养 (2010-9-1) 车友
· 搬家乐,淘宝更乐! (2005-6-23) double_fish · 宝宝趣事--小花生妙语 (2007-9-28) 花生
Advertisement
Advertisement
查看: 11988|回复: 119

对房市几点想法, 抛砖引玉 [复制链接]

发表于 2007-3-21 14:18 |显示全部楼层
此文章由 彼岸 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 彼岸 所有!转贴必须注明作者、出处和本声明,并保持内容完整
1.利率有可能上调, 见
https://www.oursteps.com.au/bbs/v ... &extra=page%3D1

2.政府今天出台缓解租房压力的新举措,中和了"租房空置率低,房子必大涨之说",同时THE LOWEST HOUSING AFFORDBILITY  好象已进提上政府的议程,大选前可能有政策出台.

Rent relief scheme wins support
Email Print Normal font Large font Ben Schneiders and Nassim Khadem
March 21, 2007

Page 1 of 2 | Single page
Other related coverage
Price of housing outstrips rent rises
The great Australian struggle
State faces loss of Aboriginal funding
Advertisement
AdvertisementSTRUGGLING renters would get cheaper housing under an ambitious proposal for state and federal governments to spend millions of dollars a year to subsidise housing.

The plan — put forward by a coalition of the housing industry, unions and welfare groups — is designed to ease housing shortages by increasing rental homes and units nationally by up to 15,000 a year. Most of the houses are likely to be newly built and lower rents would be available for people on low to middle incomes.

Under the plan, state governments would be asked to provide cash, slash stamp duties and fast-track planning approval while the Federal Government would be encouraged to contribute cash or tax credits.

A key part of the plan is to encourage superannuation funds and other financial institutions in the sector to invest in residential property.

The proposal differs from rent assistance as the subsidy flows directly to the investor rather than the tenant.

To receive the subsidy, the investor must provide rents at about 20 per cent below market value or in some cases even more. The subsidy would operate over 10 years, costing the Federal Government less than $100 million in its first year of operation, but increasing in subsequent years.

Housing affordability is also likely to be a key focus at the federal election. Several Liberal MPs raised concerns about the issue in the Coalition party room yesterday.

Groups including the Housing Industry Association, ACTU and Australian Council of Social Service have developed the plan, united by their concern about the number of Australians in "housing stress".

According to research by the National Centre for Social and Economic Modelling, there are 112,700 Victorians in housing stress — where more than 30 per cent of income is spent on rent or mortgage repayments.

The figures show 51,700 are in mortgage stress and 61,000 are in rental stress.

Professor Julian Disney, chairman of the National Affordable Housing Summit group, whose members include the ACTU and HIA, said it would be up to state governments to determine where the houses were built, but the proposal was to include wealthy areas, to prevent social "ghettoes".

He said it was important to get the balance right. Land tax or stamp duty exemptions could drive prices up but helping only very poor people could lead to ghetto areas.

"We want this to target those on low incomes of less than $50,000, but also middle-income households of $60,000 to $70,000," he said.

Chris Lamont, senior executive director of industry policy at HIA, said the market did not provide enough incentives for people to invest in property, which was why the extra funding needed to be coupled with policy changes.

"The current crisis is deserving of heads of government co-operation," he said. "We have the worst housing affordability crisis on record. The time to increase investments on affordable housing is now."

Damian Moloney, general manager of the $12.6 billion Industry Funds Management, said the fund would consider investing in residential property if the scheme was well administered and the rental returns were strong enough.

Victorian Housing Minister Richard Wynne welcomed the plan, saying it would have "a very significant impact". He said any agreement would need the co-operation of the Federal Government.

"Clearly the gap between what a low-income person can pay and market rent is a real struggle," Mr Wynne said. Neither major political party has committed to providing the money.

Federal Treasurer Peter Costello instead reiterated calls for state governments to cut stamp duties. He also questioned the validity of state governments offering first-home buyers shared equity schemes.

Labor's federal housing spokeswoman, Tanya Plibersek, did not commit to the proposal, but said "any proposal that has both governments working together and combining resources is a good thing".

3.美国经济的放缓,尤其是房贷市场的风波,可能会导致萧条,"1/3 chance for recession," former RBA Governor said. 个人人为利率上涨不如经济放慢对购房者的影响大.

4.2006MELBOURNE 的升幅3.6%,但 outer suburbs' prices 甚至低于通货膨胀的水平, 而且这种趋势还将继续.

综合以上, 欲买方的TZ要三思而后行,至少谈判时大气候是有利的(当然未来还款有难度了).
想靠出租来供房,看来也有难度了.
在FOREST HILL(3.0%), WANTIRNA SOUTH (-1.2%)等地区,更是有的谈了.切忌,我们同胞自己抢跌价的房子.
个人意见,仅供参考.不要因此耽误你的购房大计.

评分

参与人数 1积分 +10 收起 理由
villa + 10 感谢分享!

查看全部评分

Advertisement
Advertisement

退役斑竹 特殊贡献奖章

发表于 2007-3-21 14:23 |显示全部楼层
此文章由 applenet 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 applenet 所有!转贴必须注明作者、出处和本声明,并保持内容完整
我也觉得现在气候已经有点变的房子等人了,不像以前同事说的要看中当场就出价,否则就没了的事了。

发表于 2007-3-21 14:25 |显示全部楼层
此文章由 语阁 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 语阁 所有!转贴必须注明作者、出处和本声明,并保持内容完整
租房还是困难呀,我们同事已经申请N次了,都失望而归.

发表于 2007-3-21 15:13 |显示全部楼层
此文章由 happysee 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 happysee 所有!转贴必须注明作者、出处和本声明,并保持内容完整
市场经济,该抢还得抢.俺看中个房子还没有来得及出价就给一对中国人抢走了.

发表于 2007-3-21 16:07 |显示全部楼层
此文章由 taoyuan 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 taoyuan 所有!转贴必须注明作者、出处和本声明,并保持内容完整
如果房子降价也好,那时利率还会下调一下,还款压力也相应小了,可以用多余的钱改善生活。

发表于 2007-3-21 16:17 |显示全部楼层
此文章由 Portal 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 Portal 所有!转贴必须注明作者、出处和本声明,并保持内容完整
多路利空消息其实对现在真正需要买房的tz来说, 是大大的有利!
Advertisement
Advertisement

发表于 2007-3-21 16:19 |显示全部楼层
此文章由 taoyuan 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 taoyuan 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 Portal 于 2007-3-21 16:17 发表
多路利空消息其实对现在真正需要买房的tz来说, 是大大的有利!

请问是什么意思啊~

发表于 2007-3-21 16:27 |显示全部楼层
此文章由 西边雨 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 西边雨 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 taoyuan 于 2007-3-21 16:07 发表
如果房子降价也好,那时利率还会下调一下,还款压力也相应小了,可以用多余的钱改善生活。


降价好,或者暂时没涨,就可以考虑投资房,不然追不上~~

BTW:这个plan好像在画饼~~随着建筑材料,土地,人工的价格上涨,以及人口的涌入,土地的稀缺,这个计划的效果怎么样值得怀疑

退役斑竹

发表于 2007-3-21 16:37 |显示全部楼层
此文章由 garysu 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 garysu 所有!转贴必须注明作者、出处和本声明,并保持内容完整
我觉得这些条件里面,唯一一条真正能产生实质影响的,就是经济放缓。但这也是最难以预测的条件。

“靠出租来供房”是什么意思?用投资房收租来帮助自己供房?

2007 年度奖章获得者 参与宝库编辑功臣 飞天奖章

发表于 2007-3-21 16:40 |显示全部楼层
此文章由 astina 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 astina 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 garysu 于 2007-3-21 16:37 发表


“靠出租来供房”是什么意思?用投资房收租来帮助自己供房?


我想是靠房租来COVER投资房的MORTGAGE的意思吧
于无声处听惊雷

发表于 2007-3-21 16:40 |显示全部楼层
此文章由 Portal 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 Portal 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 taoyuan 于 2007-3-21 16:19 发表

请问是什么意思啊~


你在一个单边市场, 怎么能从容还价呢, 要买便宜货还是乘现在, 呵呵
Advertisement
Advertisement

发表于 2007-3-21 16:41 |显示全部楼层
此文章由 hsmw 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 hsmw 所有!转贴必须注明作者、出处和本声明,并保持内容完整
对于自住,负担得起,就买吧,
每一天都是重要的,明天又有明天,我们只能把握今天

发表于 2007-3-21 16:43 |显示全部楼层
此文章由 西边雨 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 西边雨 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 astina 于 2007-3-21 16:40 发表


我想是靠房租来COVER投资房的MORTGAGE的意思吧


要是能cover就没人卖了~~

发表于 2007-3-21 16:46 |显示全部楼层
此文章由 taoyuan 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 taoyuan 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 hsmw 于 2007-3-21 16:41 发表
对于自住,负担得起,就买吧,
每一天都是重要的,明天又有明天,我们只能把握今天

“过一天,少一天,该咋地就咋地吧” 是这意思吧?

发表于 2007-3-21 16:50 |显示全部楼层
此文章由 hsmw 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 hsmw 所有!转贴必须注明作者、出处和本声明,并保持内容完整
差不多,只是感觉东方思想总是放眼将来,为了将来现在可以忍,忍,忍,
等到攒够了的时候,发现自己已经老了

发表于 2007-3-21 16:50 |显示全部楼层
此文章由 西边雨 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 西边雨 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 taoyuan 于 2007-3-21 16:46 发表

“过一天,少一天,该咋地就咋地吧” 是这意思吧?


是哦,都这个年纪了,还等啥啊,爱咋咋的~
Advertisement