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查看: 1988|回复: 6

大家medibank的保险都买的哪种cover [复制链接]

发表于 2010-2-24 21:21 |显示全部楼层
此文章由 恢恢 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 恢恢 所有!转贴必须注明作者、出处和本声明,并保持内容完整
最近他们促销,免第二个月得月费,打电话过去,销售小姐给选了first choice hospital + extra,但是好像如果生孩子得话只能到public hospital作private patient,不知道要不要升级到blue ribbon呢,准备要老二得时候去私立生,先谢拉,分分等候
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发表于 2010-2-24 22:32 |显示全部楼层
此文章由 Orchid 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 Orchid 所有!转贴必须注明作者、出处和本声明,并保持内容完整
我买的package, healthplus. 看网站介绍是可以到private hospital的。
Hospital
What's covered?
Included services:
We'll pay benefits towards (less any applicable excess):

Private hospital accommodation
- Private room
- Same day admission
- Intensive care
- Theatre fees
Public hospital accommodation as a private patient
- Overnight accommodation in a shared or private room
- Same day admissions (shared room only)
Surgically implanted prostheses and other items on the Federal Government's Prostheses Schedule.
Restricted services
We'll pay lower benefits in a private hospital for:

In-hospital psychiatric or rehabilitation treatment
Cardio-thoracic procedures such as angiograms or open heart and bypass surgery
Major eye surgery
Hip and knee joint replacement surgery
Obstetrics-related services
Assisted reproductive services such as IVF and GIFT
Plastic and reconstructive surgery.
More on restricted services.

Your excess
This cover includes an excess of $200, which applies each time a member is admitted to hospital. You won't pay more than $500 per single membership or $1,000 per couple/family membership each calendar year.

Extras
What's covered?
We'll pay benefits towards:

General dental & endodontic services (eg root canal)
Optical items
Physiotherapy
Pharmaceutical prescriptions (non-PBS)
Medically necessary ambulance transport.
Check out the comparison table to find out about the annual limits and sub-limits that apply to benefits for extras items and the above services.

Take the package, get a bonus
PackageBonus
It's an amount of money that accumulates each year to help pay for a range of approved membership and health-related expenses.

How the PackageBonus works
Any member may claim PackageBonus benefits up to the maximum membership limit.

PackageBonus entitlements
There is a 6 month waiting period, and entitlements apply from 1 January each year.

发表于 2010-2-24 23:10 |显示全部楼层
此文章由 edending 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 edending 所有!转贴必须注明作者、出处和本声明,并保持内容完整
原帖由 Orchid 于 2010-2-24 22:32 发表
我买的package, healthplus. 看网站介绍是可以到private hospital的。
Hospital
What's covered?
Included services:
We'll pay benefits towards (less any applicable excess):

Private hospital accommod ...



好像要看是否包括OB的,我以前去买保险,说要生孩子的,他们就说得买SMART PLUS那档的

发表于 2010-2-28 15:42 |显示全部楼层
此文章由 Oceanblue 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 Oceanblue 所有!转贴必须注明作者、出处和本声明,并保持内容完整
和楼上一样,如果准备要小孩的话,用smart plus。

发表于 2010-7-12 21:09 |显示全部楼层
此文章由 snow_white 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 snow_white 所有!转贴必须注明作者、出处和本声明,并保持内容完整
smart plus多少钱呢

发表于 2010-7-12 22:35 |显示全部楼层
此文章由 fengcoolzi 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 fengcoolzi 所有!转贴必须注明作者、出处和本声明,并保持内容完整
楼上,加extra要一个月100出头
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发表于 2010-7-30 22:47 |显示全部楼层
此文章由 淹死的鱼888 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 淹死的鱼888 所有!转贴必须注明作者、出处和本声明,并保持内容完整
ngnm

[ 本帖最后由 淹死的鱼888 于 2010-8-29 14:42 编辑 ]

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