资深贷款经理，需要贷款的TX都找我啊！！！

资深贷款经理

9/11/2008更新，中央银行减息0.75％

18/9/2008消息前几天收到消息，其中一个大银行可以做到第一年8.29% first year fixed,then 8.66%,这是一个package来的，要求25万以上的贷款～利率来说算不错了。。。假如你不介意第一年做固定的话


23/7/2008消息
假如你的ING银行的客户，贷款额在$300000以上的并用Mortgage Simplifier的产品话，我可以帮你多拿0.06%的终身discount！！！！




开个帖子，来解答一下关于买房子贷款的问题好了。
现在我在自己的公司专门做房屋贷款方面的。
做贷款做了几年了,对于房子贷款方面算是有点经验，也有澳洲几乎所有的银行机构的合法证书（大概40多家吧），所以，如果大家对这方面有疑问的话，可以提出来，我尽量回答。
如果有高人能补充的话，也欢迎大家一起讨论。
另外，如果大家私下想要和我讨论一些问题或找我贷款请可以加我的msn。这个帖子是义务解答问题,我在另外一个网站也在同样的帖子解答贷款问题,很多人得到些启发, 大家不一定找我贷款的, 这只是一种知识共享而已了,当然如果能到大家的支持我很乐意. 而且同时能认识更多朋友. 有时候很多网友问同样问题的时候,我会告诉你我在几楼已经回答过了....这样效率比较高.


假如版主能够置定的话更好!
我本身是太平绅士,假如有网友要certify文件的话,我可以义务帮她/他的
msn: kennyhomes@hotmail.com 直线: 02 9280 3880,Mob:0433 666 999 Sydney Office
请告诉我是oursteps上的。

Address: suite 103, Level 10, 420 Pitt St Haymarket NSW 2000
办公时间：Monday - Friday 11:00am - 8:00pm,星期六的话要预约

[ 本帖最后由 资深贷款经理 于 2009-7-22 17:36 编辑 ]

资深贷款经理

顶顶

韬光养晦

貌似是 08年的利率， 不知现在如何

[ 本帖最后由 ★阳光小帅★ 于 2009-7-8 15:49 编辑 ]

MrsLiang

mix up with ozchinese, haha~~

资深贷款经理

原帖由 MrsLiang 于 2009-7-8 15:33 发表
mix up with ozchinese, haha~~

恩。。。我上OZ比较多(monkey06)

chelsea

怎么楼主的头发歪的？ 是不是假发？

czt81199

原帖由 chelsea 于 2009-7-8 17:27 发表
怎么楼主的头发歪的？ 是不是假发？

头发是真的，眉毛是假的

韬光养晦

6楼视力超过 3.0     

资深贷款经理

再顶。。。LS的几位，你们那么在乎头像是谁啊？？(monkey11)

资深贷款经理

msolucky

搂主还是没有回答，现在利率是什么样子了

资深贷款经理

原帖由 msolucky 于 2009-7-11 11:09 发表
搂主还是没有回答，现在利率是什么样子了

每个银行的利率都差不多，就是5%上下。。。。westpac产品比较好

msolucky

可是WESTPAC这样的大银行，是不是更不容易降息，好像还自己加息，贷款找其他金融机构是不是利息上更实惠，楼主是不是Westpac的Sales?  不是其他贷款的？

资深贷款经理

原帖由 msolucky 于 2009-7-14 14:56 发表
可是WESTPAC这样的大银行，是不是更不容易降息，好像还自己加息，贷款找其他金融机构是不是利息上更实惠，楼主是不是Westpac的Sales?  不是其他贷款的？

我只是broker,而且哪个银行都做。如果你贷款太看重利率的话，别忘了利率是会变的。

只是我觉得westpac产品好，批的也快； CBA和bankwest我都做，但是CBA批的比较慢。。

dickson

兄弟， 你的个人形象设计有问题

资深贷款经理

原帖由 dickson 于 2009-7-22 16:01 发表
兄弟， 你的个人形象设计有问题

老大，你给俺设计一下嘛

charmaine

帮你顶顶

以前在oz问过LZ问题, LZ是个热心人。

资深贷款经理

呵呵，谢谢LS的同学

leski

我记得以前oz上看到你的图像不同？还是我记错了？

阿修罗之泪

帮kenny顶一下  找他做的贷款 速度很快 不用操心  在这写帖子没人 给我挪地方了吧

资深贷款经理

原帖由 leski 于 2009-8-4 11:35 发表
我记得以前oz上看到你的图像不同？还是我记错了？

我换照片而已啦。。。

资深贷款经理

原帖由 阿修罗之泪 于 2009-8-4 11:42 发表
帮kenny顶一下  找他做的贷款 速度很快 不用操心  在这写帖子没人 给我挪地方了吧

呵呵，只要客户满意就好啦。。。

资深贷款经理

Six rate rises expected, starting early 2010
19/08/2009

Financial markets are expecting that the Reserve Bank may raise rates more than six times, starting early next year. In the August board minutes published yesterday, the RBA said it was unlikely there would be further cuts to interest rates as the outlook for the economy had started to brighten.

The RBA minutes stated that “the bank would in due course need to adopt a less expansionary policy stance." Markets predict that there is a six per cent chance of a rate rise in September. The expectations of a rate rise by the end of the year are firming.

JPMorgan chief economist Stephen Walters said the RBA board would wait until early next year to raise rates. "Only if the domestic data fails to soften, or the global uncertainties are resolved unequivocally some time soon, will the RBA deliver a rate hike before the end of 2009," Mr Walters said. "Once the hikes begin, though, we expect a steady drumbeat of 25 basis point hikes as the bank removes the generous policy accommodation in an orderly and resolute fashion."

Source: The Australian

rongerchen

是不是工作时间才能联系你？
我想找你帮忙，周1打给你好不好噢。

alia2046

请问经理：做不做个人贷款和商业贷款??

资深贷款经理

Refinancing getting more popular
07/09/2009

Refinancing of home loans topped $1.5 billion in June 2009, which was double the activity of a year ago. This significant jump demonstrates the interest in switching loans, ‘topping up’ and/or debt consolidation at present, as the housing finance activity from first homebuyers begins to relax a little.

Senior corporate affairs manager for Mortgage Choice, Kristy Sheppard said key influences for the rise in refinancing were low rates combined with rising consumer confidence and better-than-expected job stability.

“If a borrower could refinance to a different loan product that was on par with, or better than, their current loan feature-wise yet could save them thousands of dollars over the loan term then why wouldn’t they? Especially if all it took was a visit to a reputable broker who didn’t charge customers for their residential loan services,” she said.

“As one of life’s biggest financial commitments, a mortgage is a debt that should be managed carefully, not simply maintained – as tempting as that may be. For example, switching to a mortgage with an interest rate 25 basis points lower, from a $300,000 loan over 30 years at 5.5%, would mean a saving of approximately $47 per month and a total saving of approximately $16,920 over the loan term. Of course, costs involved with switching also need to be taken into consideration.

“If that borrower continued to pay the 25 basis points extra over 30 years, they would save approximately $41,180 in total interest and two years off the loan term.

“This is one reason why it is a sensible decision for borrowers to visit a reputable mortgage broker who can take a look at their mortgage situation and compare it to a wide range of lenders’ products on the market. They could be missing out on a better deal.”

Source: Mortgage Choice

sunny9816

还在做不，想咨询

如你在远方

同问。

潜水小丑鱼

同问