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新财年的购房新政,首次置业者可以提前取出最多30K的养老金。
有人对这个有解读吗?
https://www.ato.gov.au/Individuals/Super/Super-housing-measures/First-Home-Super-Saver-Scheme
From 1 July 2018, you can then apply to release your voluntary contributions, along with associated earnings, to help you purchase your first home. You must meet the eligibility requirements to apply for the release of these amounts.
You can use this scheme if you are a first home buyer and both of the following apply:
You either live in the premises you are buying, or intend to as soon as practicable.
You intend to live in the property for at least six months of the first 12 months you own it, after it is practical to move in.
You can apply to have a maximum of $15,000 of your voluntary contributions from any one financial year included in your eligible contributions to be released under the FHSS scheme, up to a total of $30,000 contributions across all years. You will also receive an amount of earnings that relate to those contributions.
Three key things to remember are:
You can only apply for release once.
Don't sign your contract to purchase or construct your home until after we have released your money or you may be liable to pay FHSS tax.
After we have approved the release, it will take about 25 business days for you to receive your money. |
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