Sole trader 如何安排super 比较好？

wdmznzd

Sole trader contractor如何向super fund 供款比较好？是像雇主一样定期存款进去还是自己管理比较好？

SRMO

财年末6月30以前转给super，明年最多给2万五

EdieX

Sole Trader 不强制求Super，但是如果现金流不紧张，可以放进去一些来抵税

wdmznzd

谢谢。那如果交super是不是可以做成self manage super fund 然后再拿super fund的钱来投资呢？

xijiangyue2016

EdieX 发表于 2017-11-30 15:54
Sole Trader 不强制求Super，但是如果现金流不紧张，可以放进去一些来抵税

每年最多可以存多少呢？

SRMO

xijiangyue2016 发表于 2017-11-30 16:25
每年最多可以存多少呢？

2万五

xijiangyue2016

SRMO 发表于 2017-11-30 16:31
2万五

多谢

李十三

SRMO 发表于 2017-11-30 14:28
财年末6月30以前转给super，明年最多给2万五

这两万五可以在税前抵扣吧？
进了super 后，还有两万五吗？

十年一剑

多余的钱不如多买几套房子吧，如果还能贷款的话。

hxscofield

现金流好的时候存进去就行,年终的时候填一个表格给养老金公司这样进去的养老金就能用来抵税了,每年最多2W5的抵税额

jenny201507

!

qiyanqi629

wdmznzd 发表于 2017-11-30 15:02
谢谢。那如果交super是不是可以做成self manage super fund 然后再拿super fund的钱来投资呢？ ...

yes, you can set up self managed super fund by yourself.
But it is wise to ask your accountant before you setting up smsf and invest from your smsf. Because SMSF is not suitable every one.  It depends on your account balance of super fund.
for more information please visit www.bluemountainsaccountant.com.au

carrie0406

同关注

dragonballz

Government is really greedy at present. First of all, the concessional contribution cap was reduced from 30K to 25KWorse one is: division 293 tax income limit was reduced from 300K to 250K

So in total, those contribution (25K) saves only $25000x(0.47-0.30)=$4250 taxI would rather shift those money to IB account to buy some good growth shares and ATO could NOT tax me at all

lee2267

dragonballz 发表于 2018-5-15 16:26
Government is really greedy at present. First of all, the concessional contribution cap was reduced  ...

你这个是土豪案例。。不适用于普通工薪阶层好吧。。。

普通工薪阶层 25000 * （32.5%- 15%) = 4375. 可以节省 4375 的税。。

由于抵扣了25000 支出，估计能拿LOW INCOME TAX OFFSET。。

由于抵扣了25000 支出， MEDICARE EXPENSE 也能少 100 +

由于抵扣了25000 支出， FAMILY TAX BENEFIT 也能多拿1000+