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[保险车祸] 维洲交通事故法律法规，供大家参考！ [复制链接]

epoxboy

铜靴族

发表于 2017-4-13 11:08 |显示全部楼层

此文章由 epoxboy 原创或转贴，不代表本站立场和观点，版权归 oursteps.com.au 和作者 epoxboy 所有！转贴必须注明作者、出处和本声明，并保持内容完整

看了论坛这么多问出了事故怎么办的，觉得应该还是提前读下法律法规，真碰到了情况能沉着应对：

http://www.legalaid.vic.gov.au/f ... iving-and-accidents

摘要：

Reporting the accident to the police:
You must report the accident to the police if:
----anyone’s property is damaged
----the other person involved in the accident does not stop or refuses to give their details.
Police may not attend the accident scene unless someone has been injured.

Insurance
If you have insurance let your insurer know about the accident as soon as possible after the accident. This is important, even if you decide not to make a claim against your insurance.

Most insurance policies say that you have to notify the insurer of any accident. This is called a ‘duty of disclosure’. Notifying your insurer also allows you to make a claim later if the damage is going to cost more than you thought.

There are different levels of insurance cover. You may only be insured for damage to vehicles and property that belongs to others. This is called third party insurance.

Comprehensive insurance policies cover damage to your vehicle too. In most cases you will have to pay some of the money. This is called the excess. The amount you have to pay depends on your insurance policy.

Comprehensive insurance也可以保自己！