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Withdrawing
How long do you have to keep the first home saver account open before you can withdraw the money to buy or build a home?
You have to keep your account open for at least four years. You also have to deposit at least $1,000 per year in your account in at least four financial years (not necessarily in consecutive years) before you can withdraw the money.
This is known as the ‘four-year rule’.
If you find the home you want to buy before the four years are up, can you withdraw your account balance to put it towards your new home?
If you haven’t satisfied the ‘four-year rule’ and you want to buy or build your first home that you will use as your main residence, you cannot use the money in your first home saver account to do so. However, you can use the money in your account if you are buying or building the home jointly with someone who has already satisfied the rule.
If you buy or become the owner of a home that you live in as your main residence before you satisfy the ‘four-year rule’, you must notify your account provider within 30 days, as you’re no longer eligible to hold a first home saver account..
In these circumstances, your account must be closed and:
the balance will be contributed to your super, or
if you are over 60 years of age, you can withdraw the money. |
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念亲恩 -- 回首六年间 （三） (2008-7-25) simonwang 
发表于 2008-8-25 15:48
和银行抢生意～～
