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本帖最后由 杨扬妈 于 2013-1-26 16:22 编辑
dadawasky 发表于 2013-1-26 15:10 
可以问下 你都买的那几个保险吗？是landlord和content insurance 你都买了吗？才赔付的这么爽快？谢谢了 ...
同情LZ的遭遇。
同问。。我只有LANDLORD INSURANCE的，刚刚上TERRI SCHEER上看， 除保障房租外，其它的赔偿的就只有：
We also provide cover for legal expenses up to $5000, Representation costs for up $500 and where we have accepted a claim for Defaulting tenant by Court Order and the tenant has not returned the keys for the property, we provide cover for Replacement of locks up to $250.
Please note, weekly rent under the Landlord Preferred Policy is subject to a maximum amount of $1,000 per week. Higher amounts are available for an extra premium.
Loss or Damage to Contents
The Terri Scheer Landlord Preferred Policy provides cover for general household contents including curtains, carpets, blinds, light fittings and furniture left for the tenant’s use. These items are covered against loss resulting from:
Malicious damage by all persons, including tenants
Deliberate damage by all persons, including tenants
Accidental loss or damage
Theft, riot and civil commotion
Fire, explosion, lightning and earthquake
Breakage of fixed glass
Storm and rainwater
Water damage (excluding flood)
Impact damage & leakage of oil
Electric Motor Burnout – limit of $2,000
We will repair or replace your damaged items under the Building or Contents Section of the Policy to a maximum combined amount of $60,000 unless otherwise agreed.
Loss or Damage to your building
Our Policy covers your property against loss or damage resulting from:
Malicious Damage to the structure of the building by the tenants, their family and/or invitees
Deliberate Damage to the structure of the building by tenants, their family and/or invitees
Accidental Damage to the structure of the building by tenants, their family and/or invitees
上面的对于火灾的赔偿就只有， 窗帘，地毯，电的装置（估计是洗碗机这类的）和BLINDS。 那如果火灾严重的话，墙体咋办， 是包在STRATA里面么？我的是TOWNHOUSE，还有另外再买其它的保险么？ |
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楼主:cici2011
发表于 2013-1-26 15:22
