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doraguo 发表于 2017-7-13 11:51 
正在帮爸爸买600签证保险，正在纠结是bupa还是Allianz,看到这个贴子，想问一下Allianz visitor plus这款 ...
所有的保险都是有limited,不管多贵的，我把不COVER的帖上来。
Services which are not covered under your policy:
(a) services provided by physiotherapists, osteopaths,
chiropractors, naturopaths or any other ancillary services
(b) medications, drugs or other treatments not prescribed by a
doctor and not included in the PBS
(c) any costs associated with dental treatment, unless the
services provided meet the requirements of the Medicare
Benefits Schedule
(d) optical charges
(e) the co-payment payable by you under Australian law or as
a result of the provider charging in excess of the Medicare
Benefits Schedule Fee
(f) service fees charged by a doctor or hospital which are not
included in the benefits covered under your policy.
General exclusions
Benefits are not payable:
(a) for services and treatment rendered as part of an assisted
reproductive program, including but not limited to in-vitro
fertilisation;
(b) for bone marrow and organ transplants;
(c) for treatment rendered outside of Australia, whether or not
in connection with a course of study and including treatment
necessary en route to or from Australia;
(d) for treatment arranged in advance of the dependant’s or
overseas visitor’s arrival in Australia;
(e) for treatment rendered to a dependent or overseas visitor
in the first 12 months, other than psychiatric, rehabilitative
or palliative care, where the treatment is for a pre-existing
condition;
(f) for treatment rendered to a dependent or overseas visitor
in the first 2 months where that treatment is psychiatric,
rehabilitative or palliative care and is for a pre-existing
condition;
(g) for treatment rendered to a dependent or overseas visitor in
the first 12 months, where the treatment is for a pregnancyrelated
condition;
(h) for transportation of a dependant or overseas visitor
into Australia in any circumstance circumstance, or for
transportation out of Australia except in the circumstances
and to the extent covered by our “Medical Repatriation
Benefit”;
(i) for services and treatment which are covered by
compensation or damages, provisions of any kind; and
(j) for elective cosmetic surgery |
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我刚来澳洲时摔的一跤 (2004-12-10) astina 
参加活动 - 五光十色的背后 (2011-2-23) CatITude 
楼主:明若晓溪杨
发表于 2017-5-19 16:33
