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Yuanrunxia 发表于 2013-6-26 05:15 
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TRADITIONAL CHINESE RT001CHI.1207 PAGE 1 OF 4 即将退休或已经退休了吗? 2012 年7月本资料单张告诉你,若你是上年纪的澳洲人,你可以从本部获得的津贴和服务. 如果你计划退休、已经退休或继续工作,你有可能获得这些补贴及服务. 你可能有资格申领下列各项: Age Pension(养老金) 我们知道有时你可能在开销方面需要一些援助.Age Pension 是一项帮助你解决退休后基本 生活费的津贴. 你领取的 Age Pension 金额取决於你的资产(你所拥有的东西) 水准以及如工资之类的收入. 如果你或你的伴侣从 Department of Veterans' Affairs (DVA)(退伍军人事务部)领取 Disability Pension(残障福利金),你二位均可选择由 DVA 而非我们发放你的 Age Pension. 你需要填写我们的申请表,但是要将其提交至 DVA.请登录 dva.gov.au 或拨打 133 254 查 询更多资讯. Pensioner Concession Card(养老金领取者优惠卡) Pensioner Concession Card 为持卡人提供 Australian Government(澳洲政府)医疗优惠,同时 通过降低某些商品及服务的价格帮助减少部分生活费用. Commonwealth Seniors Health Card(联邦老年保健卡) 达到领取养老金年龄的自筹养老金退休者以及年长人士,如果没有领取 Centrelink 或者 Department of Veterans' Affairs(退伍军人事务部)的收入支持补助(income support payments),则可获得 Commonwealth Seniors Health Card. 此卡可以使你享受澳洲政府医疗保健优惠,例如 Pharmaceutical Benefits Scheme(药物福利计 划)之下的优惠价格处方药,以及较低的 Medicare Safety Net(Medicare 安全网)起点金额. Pension Loans Scheme(养老金贷款计划) Pension Loans Scheme 是一项自愿安排,它能够以贷款形式在短期内或无期限地援助你.贷 款每两周发放一次,同时你可指定领取固定金额,至多为 Age Pension 全额. 如果你领取部分养老金,或由於收入测试或资产测试无法领取养老金,你可取用被锁入资产 中的资金,即通过提供你所拥有的(澳洲境内)任何房地产作为担保向我们贷款. TRADITIONAL CHINESE ABOUT TO RETIRE OR IN RETIREMENT?(即将退休或已经退休了吗?) RT001CHI.1207 PAGE 2 OF 4 Department of Human Services 如果你领取全额 Age Pension,你将无法使用 Pension Loan Scheme. Work Bonus(工作奖励) 如果你想在达到领取养老金年龄后继续享受工作带来的经济和社會利益,Work Bonus 允许 你保留更多的政府养老金. 请登录 humanservices.gov.au 查询更多关於 Work Bonus 的资讯. Financial Information Service(金融信息服务) Financial Information Service 是就金融问题提供教育和资讯的一项免费且保密的服务. Household Assistance Package(家庭援助一揽子计划) The Household Assistance Package 从发首期补贴开始.2012 年7月會减税,同时后续的支持 在首期补贴涵盖的阶段结束后會开始发放. 根據 Household Assistance Package,可申领以下补贴: ? 低收入家庭者可申领一年 $300 的Low Income Supplement(低收入补助金),和?因爲依靠在家的基本医疗设备或医疗所需的加热∕制冷而需支付高於一般能源费用的,符 合资格的澳洲人可申领一年 $140 的Essential Medical Equipment Payment(基本医疗设备 津贴). Payment rates(补贴费率) 欲知最新补贴费率的资讯请登录 humanservices.gov.au 或直接到服务中心谘询. 其他信息 你必须超过某一年龄才能领取 Age Pension、Commonwealth Seniors Health Card 或者 Pension Loan 补贴.请登录 humanservices.gov.au 查询更多关於男性及女性符合资格年龄的资讯. 你同时必须满足居住要求. Age Pension 的金额视乎有无伴侣、收入金额及拥有的资产的不同而不同.如果你有伴侣, 他们的收入及资产也包括在内. 请登录 humanservices.gov.au 查询你是否符合资格. 让别人代表你与我们打交道 如果你希望别人代表你来处理有关 Centrelink 事务,你可以授权个人或组织做你的指定代表 人或者仅作问询. Nominee(指定代表人)的安排允许你授权别人代表你代理和/或收取你的 Centrelink TRADITIONAL CHINESE ABOUT TO RETIRE OR IN RETIREMENT?(即将退休或已经退休了吗?) RT001CHI.1207 PAGE 3 OF 4 Department of Human Services 补助金.你也可以授权个人或组织代表你作问询.这个形式的安排叫做 Person Permitted to Enquire(准许问询人)欲瞭解更多此类安排,可以登录 humanservices.gov.au/nominees 或 者联络我们. 其他援助 我们知道你可能在某些开销和问题上需要得到额外帮助.如果你是上年纪的澳洲人,您可能 也可以得到以下一些援助: ? Centrepay(Centrelink 直接支付服务) ? Pension Bonus Scheme(养老金奖励计划) ? Pension Supplement(养老金补助金) ? Rent Assistance(租房援助) ? 老年人补助金(Seniors Supplement) ? 资产测试困境规定(Asset Hardship Provisions) ? 祖父母作为孙辈照顾者的资讯 ? 社會工作服务(social work services) ? International services(国际服务) ? 财务资讯服务(Financial Information Service) ? duplicate Medicare cards(Medicare 副卡) ? Medicare Safety Net(Medicare 安全网). 你可登陆 humanservices.gov.au 或直接联系我们获取更多关於这些补贴及服务的资讯. 下一步 欲瞭解你是否符合资格得到津贴和服务,以及如何开始申领程序,请访问 humanservices.gov.au/olderaustralians 拨打 132 300,或亲临 Service Centre(服务中心). 某些信息也可以通过声频 CD/DVD、large print(大字体)、Braille(盲文)and e-text(电子 文本)获取.请拨打 132 717 提出你的问题. 如果你是耳聋人士或有聽力障碍,你可以拨打 TTY 电话 FreecallTM (免费电话) 1800 810 586 和我们联络. 想要用你的语言和我们谈 Centrelink 的服务和福利金的事,请拨打 131 202.在Medicare 和Child Support(子女抚养金)服务方面需要帮助,请拨打 Translating and Interpreting Service (翻译和传译服务)电话是 131 450. TRADITIONAL CHINESE ABOUT TO RETIRE OR IN RETIREMENT?(即将退休或已经退休了吗?) RT001CHI.1207 PAGE 4 OF 4 Department of Human Services 注意: 在澳大利亚任何地区,从家里电话拨打 '13' 开头的号码會收取一定费用.该费用會根 據当地电话费和电话服务提供商不同而不同.从家里拨打 '1800' 开头的号码全部免费.用 公共电话或手机拨打會按时间收费,幷且费率更高. 从2011 年7月1日起,the Australian Government Department of Human Service (澳洲民政部)开始提供曾经由 Medicare Australia(澳洲国民保健)、Centrelink 和Family Assistance Office(家庭援助办公室)提供的服务和津贴.the Australian Government Department of Human Service(澳大利亚民政部)现在提供 Medicare、Centrelink 、Child Support(儿童抚养金)and CRS Australia(澳大利亚寻工支援服务)的补助金和服务,包括 家庭援助.欲知更多详情,请登陆 humanservices.gov.au 免责声明:本资讯目的只爲瞭解补助金和服务提供指南.信息在 2012 年7月是准确的.如 果你在此日期起之后使用本出版物,请和我们核实,以确定最新资讯. ENGLISH RT001ENG.1207 PAGE 1 OF 4 About to retire or in retirement? July 2012 This factsheet lets you know about our payments and services if you are an older Australian. You might be able to get these payments and services if you are planning for retirement, have already retired, or are continuing to work. You may be eligible for Age Pension We understand that sometimes you might need some support with your expenses. The Age Pension is a payment to help you with the basic cost of living in your retirement years. The amount of Age Pension you get will depend on the level of your assets (the things you own) and your income such as wages. If you or your partner get a Disability Pension from the Department of Veterans' Affairs (DVA), you can both choose to have your Age Pension paid by DVA instead of us. You will need to complete our claim forms but lodge them with DVA. For more information visit dva.gov.au or call 133 254. Pensioner Concession Card A Pensioner Concession Card gives cardholders access to Australian Government health concessions and helps with the cost of living by reducing the cost of certain goods and services. Commonwealth Seniors Health Card The Commonwealth Seniors Health Card is available to self-funded retirees and seniors of age pension age who are not receiving Centrelink or DVA income support payments. The card provides access to Australian Government health concessions such as reduced cost prescription medicines through the Pharmaceutical Benefits Scheme and a lower Medicare Safety Net threshold. Pension Loans Scheme The Pension Loans Scheme is a voluntary arrangement that can support you in the form of a loan for a short term or an indefinite period. It is paid each fortnight and you have the ability to nominate to receive a set amount, up to the Age Pension full rate. If you get a part pension or can't get a pension because of either the income or asset tests you can access capital tied up in assets by offering any real estate that you own (within Australia) as security for a loan with us. ENGLISH ABOUT TO RETIRE OR IN RETIREMENT? RT001ENG.1207 PAGE 2 OF 4 Department of Human Services You can't use the Pension Loan Scheme if you receive the full rate of Age Pension. Work Bonus If you wish to enjoy the financial and social benefits of working past age pension age, the Work Bonus allows you to keep more of your government pension. For more information about the Work Bonus visit humanservices.gov.au Financial Information Service The Financial Information Service is a free, confidential service that provides education and information on financial issues. The Household Assistance Package The Household Assistance Package starts with an initial payment. Tax cuts will happen in July 2012, and ongoing assistance will start after the period covered by the initial payment. Under the Household Assistance Package the following payments are also available: ? the Low Income Supplement is an annual payment of $300 that can be claimed by people in low income households, and ? the Essential Medical Equipment Payment is an annual payment of $140 for eligible Australians with higher than average energy costs because they rely on essential medical equipment at home or medically required heating/cooling. Payment rates For the latest payment rates information visit humanservices.gov.au or a Service Centre. Other information You have to be over a certain age to receive Age Pension, Commonwealth Seniors Health Card or a Pension Loan payment. For information on the qualifying age for men and women visit humanservices.gov.au You also have to meet residence requirements. The amount of Age Pension will vary depending on whether you are single or partnered, and the amount of income and assets that you have. If you have a partner, their income and assets will also be included. Please visit humanservices.gov.au to check your eligibility details. Getting someone to deal with us on your behalf If you would prefer to have someone else handle your Centrelink business on your behalf you can authorise a person or organisation to be your nominee or make enquiries only. ENGLISH ABOUT TO RETIRE OR IN RETIREMENT? RT001ENG.1207 PAGE 3 OF 4 Department of Human Services Nominee arrangements allow you to authorise someone to act and/or receive your Centrelink payments on |
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