申請ANZ的first credit card, web apply之後, 今天收到通知, 沒有通過!

小傻帽

I applied for ANZ first credit card on line and got the card within 5 days, they even did not ask for my pay slips.......I was so happy because this is my frist credit card. But after I used it for a while , I found that this card is not that good as I thought. one reason is that the interest free days are only up to 44 days.......not long enough.........second reason, the due day is based on the statement other than your actual purchase date. So if you bought something just before your statement date, then there is not many interest free days.

Now I have applied for Virgin card and got approved. I think Virgin is better than ANZ. My colleague also suggested that Myer source card is a good choice because it has 62 days interest free  which is calculated based on your actual purchase date. Though its interest rate is high, if you make sure you will pay off before the due day, then it is a very good choice

maribel

I guess most of us are able to pay it off before the due day. ;)

麋鹿

National Bank的America Express也免年费

Janet

maribel  在 2005-5-13 02:10 PM 发表:

你说的SAVING CARD是不是就是你的DEBIT CARD的啊？

虽说我们可以做到不向银行借钱买东西，借东家补西家，但有信用卡还是很方便的。比如你网上购物，多数都需要信用卡（我还没见过接收DEBIT CARD付款的）。就连 ...

没错！原来我只有招行的信用卡。我给宝宝办出生证，用的国内招行的信用卡付钱，最后账单下来，汇率相当于 6。47， 而那天中国银行挂牌的卖出价才6。33， 哭呀。。。。。

maribel

Janet  在 2005-5-21 22:10 发表:

没错！原来我只有招行的信用卡。我给宝宝办出生证，用的国内招行的信用卡付钱，最后账单下来，汇率相当于 6。47， 而那天中国银行挂牌的卖出价才6。33， 哭呀。。。。。

是。我今天也问了朋友这个问题，这个TRANSACTION FEE算下来不太划算。所以我已经取消了招行的信用卡也就算了。不去想了。呵呵。

maribel

麋鹿  在 2005-5-21 22:00 发表:

National Bank的America Express也免年费

但很多地方不收这个卡。在国内用它没啥问题。

麋鹿

但是它的信用额度给的很高啊，用来交学费还是很不错的，而且和fly buyer卡连在一起，钱包里可以不用放fly buyer的卡了。

不过我还是带一张Visa的卡备用的，确实不少地方不手AE的卡。