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找到了你说的这个Unisuper的Defined Benefit Division:
https://www.unisuper.com.au/supe ... ed-benefit-division
Super that gives you confidence in retirement
The Defined Benefit Division (DBD) is designed to give reliable growth over your life and give you a better idea of how much you’ll have to retire on.
The DBD is open to eligible higher education employees receiving 14% or 17% employer contributions.
How it works
Your super includes contributions from your employer and your take-home pay. There are 2 parts to your super: the defined benefit component and the accumulation component. In a defined benefit fund, the member retirement benefit is calculated by a formula. Your accumulation component grows with contributions and investment returns.
See the Product Disclosure Statement (PDF, 2.5 MB) for more information.
Contributions
Your employer contributes 14% or 17% of your salary to super, depending on your work arrangement. When you first join the DBD, you'll automatically contribute 7% of your after-tax take-home pay (called default member contributions) as well. You can reduce or cancel your default member contributions at any time, but doing this will affect your super and other benefits.
Your default total contribution is 24% of your salary (if you get 17% employer contributions) or 21% (if you get 14% employer contributions).
Learn more about contributions
Example of your default super contributions
Total annual salary package
$117,000
incl. super
17% from your employer
$17,000
Super contribution made by employer
$14,000 paid into your DBD component | $3,000 paid into your accumulation component
7% from your after-tax take-home pay
$7,000
Default member contribution
Paid into your defined benefit component
24% total super contribution
$24,000
Your total super contribution
Contribution taxes apply to employer contributions. |
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川味冬菜回锅肉，来啦 (2007-11-4) hattie 
楼主:玄武真人
发表于 2022-10-14 09:10
