|
此文章由 asitis 原创或转贴,不代表本站立场和观点,版权归 oursteps.com.au 和作者 asitis 所有!转贴必须注明作者、出处和本声明,并保持内容完整
本帖最后由 asitis 于 2021-11-12 14:08 编辑
听说美国运通白金卡有旅游保险,我确认一下。
Medical Emergency Expenses Cover
Provides cover for Repatriation/Evacuation, cost of overseas Treatment, emergency dental Treatment and reasonable extra accommodation costs in the event of a Medical Emergency
In an emergency:
You should contact Chubb Assistance as soon as an emergency arises on +61 2 9335 3492 and provide Your American Express Platinum Card number, as much information as possible and a telephone or fax number where You can be contacted. REVERSE CHARGE CALLS WILL BE ACCEPTED FROM OVERSEAS.
If Your medical condition prevents You from calling, someone else should call on Your behalf, such as a relative, Your travelling companion, nurse or Doctor.
If You do not call Chubb Assistance before seeking emergency medical treatment, or You chose to seek treatment from a medical service not approved by Chubb Assistance, You may be responsible for Your medical expense costs (up to a maximum of $25,000) to the extent that those medical expenses could otherwise have been reduced through preferred medical providers arranged by Chubb Assistance.
Sum insured:
Medical Emergency
Repatriation/Evacuation
Unlimited cost of Treatment (other than for any medical emergency as a result of an act of Terrorism, which is sub limited to $1,000,000)
Emergency dental Treatment up to $1,500
Incidental expenses up to $5,000
Reasonable extra accommodation cost up to $2,500
In the event of Your death
Transportation of Your remains to Your Country of Residence; or Cremation and subsequent transportation of Your remains to Your Country of Residence; or
Local burial up to $15,000
Excess: $250 for each and every claim
Key exclusions & limitations
Pre-existing Medical Conditions
Medical Costs if You have not contacted Chubb Assistance and the treatment costs could have been reduced through agreements arranged by Chubb Assistance
Your participation in Excluded Sports and Activities as defined, this includes, but is not limited to; canoeing, horse riding, trekking, mountain biking, hot air ballooning, scuba diving (deeper than 30 metres), white water rafting, bungee jumping, go-karting, rock climbing
Your participation in extreme sports
Medical assistance and expenses if You are eighty (80) years old or over, at any time during the Trip
Emergency dental Treatment over $1,500
Dental costs related to dentures, crowns and orthodontics
An act of Terrori
Am I covered if I contract coronavirus on holiday?
As long as you have not travelled against medical or government advice, if you become ill while
on holiday and have Medical cover, your medical expenses abroad will be covered , subject to the
terms and conditions of your Medical cover. In this event, please contact your 24-hour medical
assistance team for guidance by calling the number on the back of your card.
If I am quarantined in a hotel, do I have to pay for the room?
If you are confined to your hotel under doctor’s orders for at least 48 hours, the insurer will pay for
the room, up to the policy limit. If you paid in advance for excursions or activities that you cannot
do because of your quarantine, they will compensate for that, up to the policy limit.
19/03/2020 3
The insurer will not settle costs where the hotel or excursion provider have a policy in place to
provide a refund or credit for future use
|
|