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如果银行面临破产,股票是没有影响,当然你在它家的股票就有问题.
The bank going bankrupt should have no affect (unless the shares you own are actually share of the bank).
股票是属于资产一种,银行的broker可以转换另一个broker就可以.
As long as the stocks are purchased and owned by you (i.e. the bank was just the broker and the stock certificates are in your name) then you're fine. Just go to another broker when you want to sell them (or buy more).
美国股票和SIPC保护最高50W,这包括25W最高现金
Investors in the USA are protected by the SIPC at most brokerage firms. The SIPC is a non-profit, membership corporation created under the Securities Investor Protection Act.
SIPC expedites the return of missing customer property by protecting each customer up to $500,000 for securities and cash (including a $250,000 limit for cash only).
澳洲的银行如果破产只能最高25W澳元保护
The Australian Government guarantees customer deposits up to $250,000 with Authorised Deposit-Taking Institutions (ADIs) under the Financial Claims Scheme (FCS).
联合账户名也可以各自25W
It’s also important to note that in the case of joint bank accounts, the $250,000 guarantee individually applies to each account holder. So if Gir and Tede share a joint account with $500,000 in it, Gir and Tede would both be individually guaranteed up to $250,000 of their share.
如果货款公司破产,一般你的贷款是转卖给其他货款公司.
If your lender went bust, the most likely outcome is that your mortgage would get sold to another lender.
找了半天也没发现说澳洲对银行股票的保护有达到多大金额, 估计也就是总的25W, 不管是你的现金存在银行或股票. 股票属于资产一种,可以转. |
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一封感谢信 (2007-8-30) amon54 
楼主:CAVOK
发表于 2020-5-4 11:33
