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总有刁民要害朕 发表于 2019-11-28 13:52 
可以买了取消就好了。现在medibank 不是买一月送一个月么
而且只要每年你购买了3个月 这个loading可以免3 ...
上面的编辑不了，贴这里吧：https://www.privatehealth.gov.au ... me_health_cover.htm
Permitted days without hospital cover
If you have held hospital cover on or after your Lifetime Health Cover (LHC) base day, then you can access the following 'permitted days without hospital cover'. During these periods, you do not have an active hospital policy, but your loading does not increase.
•Gaps in cover and Days of Absence- to cover gaps, such as switching from one insurer to another, you can be without hospital cover for a total of 1094 days (i.e. three years less one day) during your lifetime, without affecting your LHC loading. This is known as 'Days of Absence'.
If you use up your Days of Absence - that is, you have a total gap period of 1095 or more days - you will pay a LHC loading on rejoining hospital cover. The loading is an additional 2% on top of any previous loading, and will increase by 2% for every year after the 1094 days without cover.
•Suspension of membership - if you apply to your health insurer to suspend your hospital cover for a short period (for example, to travel overseas for a holiday), and the insurer agrees, this period of suspension is not counted towards your 1094 Days of Absence. Suspension terms and conditions vary from insurer to insurer, so check with your insurer as to whether you can suspend your policy.
•Going overseas - if you cancel your hospital insurance after your Lifetime Health Cover base day to go overseas for at least one continuous year, the days you spend outside of Australia are not counted towards the 1094 Days of Absence. You can return to Australia for periods of up to 90 consecutive days, per visit, and be considered to be overseas. Any periods of 90 days or more which you spend in Australia during this time will be deducted from the 1094 Days of Absence.
It is important to note that you may need to serve waiting periods again if you have breaks in your hospital cover. These permitted days without hospital cover only relate to LHC loading. You should check with your health insurer about the impact on waiting periods if you intend to have gaps in your hospital cover. |
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刚杀死家中黑寡妇毒蜘蛛！谈澳洲House除虫防虫 (2011-1-2) flame21 
楼主:Qunna.jia
发表于 2019-11-29 08:41
