CA (Chartered Accountant)/Tax Agent/会计 - 在线解答各类Tax/Accounting问题

IceCreamz

原帖由 shuangchao 于 2010-6-4 10:59 发表


okkk, you may have misunderstood what your accountant is trying to say
let me explain with an example, let'say there is a $10000 gain in the superfund, the asset held for more than 12 mths theref ...

Got it.  Thanks David

shuangchao

ch095

我们公司在中国雇了一个人从事海外的Marketing，定期给他一定的收入。
这部分支出可以申报吗？需要些什么证明？

shuangchao

原帖由 ch095 于 2010-6-8 21:29 发表
我们公司在中国雇了一个人从事海外的Marketing，定期给他一定的收入。
这部分支出可以申报吗？需要些什么证明？

you should keep records of payment such as oversea invoices from him, bank statements showing transfers or contracts between your company and him specifying the services he will be providing.

serina_ge

想问下如果salary sacrifice 到super，比如税前5万转1万到super，这一万super交多少的税，另外这个会影响family tax benefit吗？因为看上去好像taxable income是4万了，那么family tax benefit 是按4万算还是5万算，谢谢

shuangchao

原帖由 serina_ge 于 2010-6-9 13:03 发表
想问下如果salary sacrifice 到super，比如税前5万转1万到super，这一万super交多少的税，另外这个会影响family tax benefit吗？因为看上去好像taxable income是4万了，那么family tax benefit 是按4万算还是5万算， ...

the 10000 will be taxed at 15%, if your annual income is only 50000, i would not recommend salary sacrifice 10000, it does not make sense tax wise and at the same time you are locking $10000 away until retirement.

shuangchao

原帖由 serina_ge 于 2010-6-9 13:03 发表
想问下如果salary sacrifice 到super，比如税前5万转1万到super，这一万super交多少的税，另外这个会影响family tax benefit吗？因为看上去好像taxable income是4万了，那么family tax benefit 是按4万算还是5万算， ...

judging from your display picture, i would only assume that you are a young family, consider for yourself if it is better to have the money on hand to pay off your house.

嘟嘟宝贝

刚得到LZ的帮助, LZ很专业并且很热心, 赞一个, 谢谢!

麦子

1. 我有DAY-TRADE(当天或几天)和超过一年的股票，投资一年次数也肯定超过40次,金额也有几万, 请问算SHRAE TRADER还是INVERSTOR?
2。如果是SHARE TRADER的话，有哪些费用可以抵扣？（电脑，上网，手机，还有其他吗？
3。财政年度是否以6月最后一天买卖为交易日，还是结算日（T+3），有的贴里说的6月20日？
4。如果在6月末前抛了亏损股票，又马上相同数量买回来，ATO算不算是WASH SALE（我理解类似洗“钱”）
5. 有朋友以海外人士名义开的帐户做股票，说可以免税，对吗？问了许多会计师都不知可否，OZ的ATO好象没有这方面的规定。

[ 本帖最后由 麦子 于 2010-6-9 22:29 编辑 ]

shuangchao

原帖由 麦子 于 2010-6-9 22:27 发表
1. 我有DAY-TRADE(当天或几天)和超过一年的股票，投资一年次数也肯定超过40次,金额也有几万, 请问算SHRAE TRADER还是INVERSTOR?
2。如果是SHARE TRADER的话，有哪些费用可以抵扣？（电脑，上网，手机，还有其他吗？ ...

1. if your tradings are mostly day trade, based on the volume, i would classify you as a share trader
2. internet, computer, subscriptions, seminars, travel to seminars, mobile, postage, stationery, books etc etc
3. we should caculate based on the contract date
4. yes
5. "oversea investors does have capital gain advantages when it comes to buying and selling australian shares. however, tax resident who disguise as oversea investors are lodging false returns at their own risks. " tax agents will tell you this is illegal, however, some investors still willing take on the risk.

麦子

帮朋友问个问题:

OZ公民的小孩(18岁),有税号, 帮公司做点PAPER WORK,公司一年付6000给孩子,是否也属于免税范围?

记得18岁以下,是2666免税

shuangchao

原帖由 麦子 于 2010-6-10 10:52 发表
帮朋友问个问题:

OZ公民的小孩(18岁),有税号, 帮公司做点PAPER WORK,公司一年付6000给孩子,是否也属于免税范围?

记得18岁以下,是2666免税

Special minor tax rule does not apply to income derived from employment
The child's working income will be taxed at normal rate.

麦子

原帖由 shuangchao 于 2010-6-10 11:29 发表


Special minor tax rule does not apply to income derived from employment
The child's working income will be taxed at normal rate.

谢答复.

那就按学生PART TIME工作,1-6000免税算?

另外有个问题,ATO没找到答案

一直没搞清楚, 区别SHARE TRADER和INVESTOR之意思, 通常手里有HOLD过一年的股票,也做DAY TRADE, 那我算TRADER还是INVESTOR?
如果算TRADER的话,我在个人名下HOLD过一年的股票的赢利(CAPITAO GAIN)就不能减半?

我一个朋友不工作,只做股票,那算啥收入. 她其中部分投资过一年的股票,能否算CAPITAL GAIN?

她想去哪个地方,就买点那个地方的股票,然后飞去那里,有时去参加股东大会堂,费用算成本(基本是2天来回)
可以吗?

[ 本帖最后由 麦子 于 2010-6-10 11:53 编辑 ]

shuangchao

原帖由 麦子 于 2010-6-10 11:43 发表


谢答复.

那就按学生PART TIME工作,1-6000免税算?

另外有个问题,ATO没找到答案

一直没搞清楚, 区别SHARE TRADER和INVESTOR之意思, 通常手里有HOLD过一年的股票,也做DAY TRADE, 那我算TRADER还是INVEST ...

如果算TRADER的话,我在个人名下HOLD过一年的股票的赢利(CAPITAO GAIN)就不能减半?
once you are classified as trader, you gain or loss are no longer on capital accounts, there are no general CGT concession in this case

Hi, i think you need to rephrase the travel question or speak to an tax agent face to face, the way you are asking me, i must say no, this is not right.

LENNY_DONG

麦凶估计是炒股狂人

如果你真想做到利益最大化

我建议你找这里搂住或是大一点公司的鬼佬花400左右好好咨询两个小时.估计利益越大于你交的税

在论坛问都是基本问题,如果你玩得很大,有必要咨询一下,或者学  DS  无师自通....

麦子

原帖由 STS-TAX 于 2010-6-10 12:26 发表
麦凶估计是炒股狂人

如果你真想做到利益最大化

我建议你找这里搂住或是大一点公司的鬼佬花400左右好好咨询两个小时.估计利益越大于你交的税

在论坛问都是基本问题,如果你玩得很大,有必要咨询一下,或者学  D ...

谢指点.

我是小散, 有专门会计师,也是个票友,常一起吃饭, 只是比较"保守",我知道很多常人在做的利益做大化的事情,他有时会说NO,
很小心


鬼劳的也咨询过,一起吃过饭,方法有点野,不敢做

[ 本帖最后由 麦子 于 2010-6-10 13:07 编辑 ]

serina_ge

原帖由 shuangchao 于 2010-6-9 14:09 发表


judging from your display picture, i would only assume that you are a young family, consider for yourself if it is better to have the money on hand to pay off your house.

谢谢lz的建议，我们也会根据自己的实际情况斟酌，能否回答我后面一个问题，如果salary sacrifice了，小孩的福利是按照4万算还是5万算，谢谢

shuangchao

原帖由 serina_ge 于 2010-6-10 13:39 发表

谢谢lz的建议，我们也会根据自己的实际情况斟酌，能否回答我后面一个问题，如果salary sacrifice了，小孩的福利是按照4万算还是5万算，谢谢

Before July 2009, adjusted taxable income, for the purposes of FTB included:

Taxable income (includes salary and wages, lump sum payments, and income from: business or self-employment, investments, real estate, taxable Government pensions and benefits; and other taxable income)
Adjusted fringed benefits
Net rental property losses
Certain exempt income from government payments (these are very specific payments)
Target foreign income
Child maintenance paid to another person (deductible child maintenance expenditure).

From 1 July 2009, adjusted taxable income also includes:

Income that is salary sacrificed to superannuation, and
Net financial investment losses.

ozsmallbizowner

陈会计，您好，我是Jack
有问题请教
Holiday Leave Accrual针对gross hours的系数7.6923%, 会每年变化吗？
我们一个full time员工，原来每周工作37.5小时，最近调整为35小时
每周的Holiday Leave Accrual为2.682
他老说不对，应是2.885
多谢
另外，7月8日下午，我们可以来你box hill的办公室吗？我大约7月2号把这个财政年度的MYOB文件发给你

shuangchao

原帖由 ozsmallbizowner 于 2010-6-10 17:29 发表
陈会计，您好，我是Jack
有问题请教
Holiday Leave Accrual针对gross hours的系数7.6923%, 会每年变化吗？
我们一个full time员工，原来每周工作37.5小时，最近调整为35小时
每周的Holiday Leave Accrual为2.682 ...

Hi Jack

he's working fewer hours now, therefore his accrual should be lower. you are correct. ring me if you have further questions.
yes, you can certainly come to my boxhill office, i'll book you in at 1:00 pm 8 july for now.

shuangchao

原帖由 麦子 于 2010-6-10 12:46 发表


谢指点.

我是小散, 有专门会计师,也是个票友,常一起吃饭, 只是比较"保守",我知道很多常人在做的利益做大化的事情,他有时会说NO,
很小心


鬼劳的也咨询过,一起吃过饭,方法有点野,不敢做

good, nothing wrong with being conservative, it saves you from headaches from being audited. some aggressive accountants won't be there for you when you are in trouble.

yzho

LZ想请教你个问题，我们准备买个生意做，买来后我辞掉现在的工作，full time做这个生意，老婆暂时不变。
我想问这种情况，是否我们联名注册一个公司(不是sole trader)来买这个生意比较合适？ 因为如果用sole trader, 万一公司有什么
问题，个人的资产都要赔进去。我老婆的工作收入>10w, 这样做对她的税收是否没有什么影响？是否公司盈利的
收入会打30%的公司税，然后留在帐上，如果我们withdraw来用，是否还要交什么税？

到时我们找专业会计来做，现在想先有个大概了解，先谢LZ用宝贵的时间来回答我的问题.

shuangchao

原帖由 yzho 于 2010-6-11 10:59 发表
LZ想请教你个问题，我们准备买个生意做，买来后我辞掉现在的工作，full time做这个生意，老婆暂时不变。
我想问这种情况，是否我们联名注册一个公司(不是sole trader)来买这个生意比较合适？ 因为如果用sole trader ...

first of all, you have to tell me what sort of business you are buying
secondly, company may not be the best structure.
assuming you end up purchasing the business with a company, any taxable profit in generated will be taxed at 30%. however, like any business, at the start, any little profit the business may have can be paid out to the directors as wages, hence, reducing the profit in the company to NIl = no company tax
if you purchased via sole trader, then your personal assets will be unprotected.
i strongly recommend you speak to a professional about this, before you go set up a company.

serina_ge

原帖由 shuangchao 于 2010-6-10 14:03 发表


Before July 2009, adjusted taxable income, for the purposes of FTB included:

Taxable income (includes salary and wages, lump sum payments, and income from: business or self-employment, investme ...

非常感谢

shuangchao

bob000

Hi David,

I have some questions concerning the property development. I purchased a property with about 800 sqm land in 2008. The house has been leased since the settlement. Now I wish to demolish the existing house and build 2 new town houses. Do I need to pay GST, Stamp Duty and CGT when I sell one of them and keep another for myself? What kind of cost could be provided to save the tax? Could you give further advice on saving tax in this regard? Thank you! Bob

shuangchao

原帖由 bob000 于 2010-6-12 15 begin_of_the_skype_highlighting              2010-6-12 15      end_of_the_skype_highlighting:04 发表
Hi David,

I have some questions concerning the property development. I purchased a property with about 800 sqm land in 2008. The house has been leased since the settlement. Now I wish to demolish  ...

Hi Bob, yes there are CGT, and GST issues that you need to consider, however, there are several ways to mitigate the tax affect besides keeping all records of the costs associated with the construction. This can be achieved through use of trusts, and margin schemes etc etc.
as this is an complex area, i'd recommend you talk to professional or give me a ring to discuss further.

bob000

Hi David, thank you very much for your instant response!

I have an income of about 45K before tax annually and my wife is a student without income. We have a main residence and an investment property. Could you kindly elaborate more on the possible solutions to mitigate the tax affect when I sell the newly built townhouse? I would appreciate it very much to have a talk with you in a weekend (weekdays see me work in City).

Regards,

Bob

shuangchao

原帖由 bob000 于 2010-6-12 21 begin_of_the_skype_highlighting              2010-6-12 21      end_of_the_skype_highlighting:30 发表
Hi David, thank you very much for your instant response!

I have an income of about 45K before tax annually and my wife is a student without income. We have a main residence and an investment prope ...

well, as i said before property development is a very complex area, in relation to you situation, in the event of an audit, there is a very high chances that the ATO will deem your sale on revenue account instead of capital account, meaning you can not ultilise the capital gain tax concession and the profit from sale of the property will be 100% taxable. this is why i suggested the use of family trust or combination of trust & company to minimise the tax consequences.
you are required to register for GST when you have turnover 75k, and you fit that criteria, but this does not mean you are in a worse position. there is margin scheme you may take advantage. once again, this is another extremely complex area and often audited. i would recommend you do some research on margin scheme yourself on the ATO website. in any case, you should see an experienced professional before you actually commencing the project.

bob000

Hi David, thank you indeed for your valuable suggestion! I'll do some research first on my own and then contact you for further assistance. Have a nice weekend! Bob