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今天下午，在RBA提高现金利率不久后，联邦银行和澳新银行纷纷上调贷款利息。
联邦银行占有全国最大的房屋贷款市场份额。联邦银行称将从周五开始，对其可变房贷利率上调25个基点。此举将意味着联邦银行的贷款利率将达到6.86 percent。
澳新银行的住房贷款的标准浮动利率将上升到百分之6.91。
http://www.theage.com.au/business/cba-anz-hike-as-swan-warns-banks-20100302-pfkz.html
Commonwealth Bank was the first big bank to lift mortgage rates this afternoon, with ANZ following shortly afterwards, but both resisted moving above the Reserve Bank's rate rise.
Commonwealth, which has the biggest slice of the nation's home lending market, said from Friday it would increase its variable home loan rates by 25 basis points. The move will mean CBA's flagship variable home loan will be priced at 6.86 per cent.
ANZ's standard variable rate home loan will increase to 6.91 per cent while small business lending rates would also rise by 25 basis points.
However ANZ's Australian operations boss Phil Chronican warned high funding costs would continue to pressure bank interest rates.
''Funding costs remain high and increasingly this looks to be a permanent part of the world's financial landscape following the global financial crisis,'' Mr Chronican said.
Later in the afternoon, Westpac subsidiary St George Bank followed suit, announcing a 25 basis point rise in its standard variable home loan interest rate to 6.93 per cent.
All three banks said the deposit rate on their high interest online savings accounts would also increase by 25 basis points.
Swan warning
Earlier Tuesday Federal Treasurer Wayne Swan warned the nation's banks not to hike mortgage rates above today's 25 basis point rate rise by the Reserve Bank, saying there was no justification now that their profit margins had returned to pre-crisis levels.
The other major banks said their interest rates were under review after the central bank raised the official cash rate to 4 per cent.
''My message to the banks is that there is absolutely no justification whatsoever for any increase over and above official cash rate increase,'' Mr Swan said.
''If we look at the net interest margins of the major banks, they've improved to pre-crisis levels and there is no justification whatsoever for them to move over and above the cash rate as set by the Reserve Bank,'' he said.
In December, Westpac Bank sparked a furor after it raised interest rates by 45 basis points, which was nearly twice the central bank's rate rise. Westpac blamed higher funding costs - particularly long term funding for moving above the overnight cash rate. National Australia Bank was the only major bank to cap its rate move at 25 basis points.
Mr Swan today said Westpac's supercharged rate rise in December was not justified.
''They thoroughly deserved the backlash that they subsequently suffered,'' he said.
In a statement, Reserve Bank governor Glenn Stevens said interest rates for borrowers remain lower than average. However, he raised the prospect of further rate increases given the improved economic backdrop.
''With growth likely to be close to trend and inflation close to target over the coming year, it is appropriate for interest rates to be closer to average,'' Mr Stevens said.
Mr Stevens also noted the RBA's three consecutive interest rate rises in late 2009 had resulted lenders generally raising rates ''a little more'' than the cash rate.
''Most loan rates rose by close to a percentage point,'' he said.
[ 本帖最后由 BOC 于 2010-3-3 15:35 编辑 ] |
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金融危机征文 – 老陶看金融危机 (2008-10-30) 老陶 
发表于 2010-3-2 20:07
发表于 2010-3-2 20:42
真的？他们不是说不涨了嘛，这次
