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| Condition第20条是这么写的:If a User uses their Card or Payment Device outside Australia, all
 charges, purchases and/or cash advances in foreign currency are
 converted, before they are listed on your Card Account statement,
 from foreign currency to Australian currency as follows:
 Mastercard® foreign currency transactions are converted from
 foreign currency into United States dollars and then converted
 into Australian dollars by Mastercard International Incorporated
 at a wholesale exchange rate selected by Mastercard
 International Incorporated on the processing date, which may
 differ from the rate applicable to the date the transaction
 occurred and that applicable to the date the transaction was
 posted. For all transactions effected by a foreign currency or
 transactions occurring outside Australia (whether effected in
 foreign currency or Australian dollars) or while you are in
 Australia (for example, online) where the merchant or the
 financial institution or entity processing the transaction, is
 located overseas, we will charge the Foreign Transaction Fee
 as described in the Financial Table of the Credit Card Schedule.
 具体怎么算我就不知道了。
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