自住房CGT 问题

不灵哒哒哒

各位足友们，想问一下一个关于自住房CGT 的问题。我们四月的时候settle了一个房子，但是原房东要求我们把房子租回给他们半年，所以我们半年之后才能搬进去。等我们以后卖房子的时候，这半年应该需要交CGT。如果我们在搬进去之前去做个Valuation report，房子估值没有涨的话，我们是不是就不用交这半年的CGT了？请各位大神赐教，谢谢

woodypop

想靠着房子发财？疫情半年能涨啥

不灵哒哒哒

woodypop 发表于 2020-10-14 10:30
想靠着房子发财？疫情半年能涨啥

不是靠房子发财，以后这个房子是我们的自住房，肯定会住个十几二十年，如果到以后要卖房子的时候，最开始出租的半年就需要算CGT了，所以想问问如果半年内房价没涨的话，等二十年后我们卖房子是不是就不用交CGT了

Sorrowmoon

这个情况比较麻烦，需要咨询一下你的会计师，一般自住房SETTLE后必须先自住最少6个月，然后可以用六年法则最多出租6年。上来先租6个月的话，这6个月需要作为出租房算，不过你如果住上个10来20年的话，6个月的投资VS20年自住，CGT几乎可以忽略不计的。

不灵哒哒哒

Sorrowmoon 发表于 2020-10-14 10:59
这个情况比较麻烦，需要咨询一下你的会计师，一般自住房SETTLE后必须先自住最少6个月，然后可以用六年法则 ...

好的谢谢

不灵哒哒哒

bello 发表于 2020-10-14 10:59
Settle后如果立马出租，那么就不是自住房，以后卖房要按比例缴纳CGT。

谢谢

justinzheng2021

不用交CGT. 这还是自己住的房子。

justinzheng2021

Main residence exemption
Find out how the main residence exemption applies to you when you:

move in – a dwelling is considered to be your main residence from the time you acquire it if you move in as soon as practicable after settlement
move from one main residence to another – if you acquire a new home before you dispose of your old one, you may be able to treat both dwellings as your main residence for up to six months
move out – you can continue treating your old home as your main residence
live in a different home to your spouse or children – you need to choose which home will be your main residence
use your home to produce income (such as renting it out, running a home business or flipping your home) – you don't get the full main residence exemption and may need to know your home's market value at the time you first used it to produce income
build or renovate your home on land you own – you can treat the land as your main residence for up to four years before you move in, provided you move in as soon as practicable after it's finished.

https://www.ato.gov.au/general/capital-gains-tax/your-home-and-other-real-estate/your-main-residence/

leaf2019

自住房要免CGT需要6个月以内搬进去才能算，6个月以后就找人估价算一下呗，半年时间价格变化不会很大的

supra

不是7年法则吗？现在变6年了？