求教super问题

xiaokehzt

单位需要个人出5%，然后给match 10-20%的super，个人的这个5%和单位match的是按税前的还是税后的计算？另外super需要交税么？

tigerbalm

All super contributions are before tax. The tax (15%) will then be taken out by your superfund and remitted to ATO.

MU

before tax. 15% tax on your employer contributions.

tigerbalm

manunited 发表于 2015-2-27 12:15
before tax. 15% tax on your employer contributions.

I believe personal contribution will be subjected to 15% tax too.

MU

tigerbalm 发表于 2015-2-27 12:17
I believe personal contribution will be subjected to 15% tax too.

那是稅後的自己放進去的，不打稅。

tigerbalm

manunited 发表于 2015-2-27 12:21
那是稅後的自己放進去的，不打稅。

When you co-contribute with your employer, it is usually pre-tax (ie, without taking out at your normal tax of say 35%). Your contribution will be then taxed at 15%.

MU

tigerbalm 发表于 2015-2-27 12:27
When you co-contribute with your employer, it is usually pre-tax (ie, without taking out at your n ...

那個是personal contributions claimed as a tax deduction by a self-employed person 才打稅.

你說的跟我說的跟本不是一件事

tigerbalm

manunited 发表于 2015-2-27 12:30
那個是personal contributions claimed as a tax deduction by a self-employed person 才打稅.

...

Anyway what I have described is based on the actual happenings with my super contribution.