夫妻两人收入悬殊大，从税务角度考虑投资房的title该用哪种呢

peetoo

是tenents in common一个99%一个1%呢，还是完全放在一个人名下比较好呢？
谢谢

LENNY_DONG

I WOULD SAY
IF CAPITAL GAIN IS BIG IN FUTURE, I WILL PUT LOWER INCOME EARNER 99%
IF JUST WANT TO MORE REFUND THEN PUT HIGHER INCOME EARNER.

AS HARD TO KNOW IN FUTURE

I JUST SHARE 50% EACH TO BALANCE ALL FACTORS

peetoo

Assume 这种情况，前面几年现金流是负的，过几年变成正的。哪种title比较好，在现金流负转正时不需要更改title或更改的手续最少花费最省

LENNY_DONG

peetoo 发表于 2014-3-3 08:43
Assume 这种情况，前面几年现金流是负的，过几年变成正的。哪种title比较好，在现金流负转正时不需要更改ti ...

I PERSONALLY WILL PUT MORE IN LOWER INCOME EARNER

REAL DEPENDS WHAT DO YOU THINK IN FUTURE PERSONALLY

JohnnySu

peetoo 发表于 2014-3-3 08:43
Assume 这种情况，前面几年现金流是负的，过几年变成正的。哪种title比较好，在现金流负转正时不需要更改ti ...

如果完全从税务角度考虑的话， 可以在房子产生负现金流的时候放高收入的一方，  房子在产生正现金流的时候可以转到低收入的一方。 这个做法需要考虑印花税（stamp duty）。 如果在VIC的话，夫妻之间是免印花税的。

LENNY_DONG

IN VIC, STAMP DUTY CAN EXEMPT BETWEEN HUSBAND AND WIFE TRANSFER

BUT ONLY FOR MAIN RESIDENCE, NOT FOR INVESTMENT PROPERTY

ALSO, CGT WILL HAPPEN FOR INVESTMENT PROPERTY TRANSFER

43. Marriage and domestic relationships* * * *
*(3) No duty is chargeable under this Chapter in respect of a transfer ofdutiable property from one person to another person, or from two people to oneof them, or from one person to themselves and another person if-
(a) the people are spouses or domestic partners of each other; and

(b) no other person takes or is entitled to take an interest in the property under the transfer.

JohnnySu

LENNY_DONG 发表于 2014-3-3 10:26
IN VIC, STAMP DUTY CAN EXEMPT BETWEEN HUSBAND AND WIFE TRANSFER

BUT ONLY FOR MAIN RESIDENCE, NOT FO ...

No duty is payable on transfers between spouse in Victoria what so ever .

peetoo

这样前几年的负扣税不就拿不到了？

peetoo

JohnnySu 发表于 2014-3-3 11:57
No duty is payable on transfers between spouse in Victoria what so ever .

谢谢楼上的回复，我在新州

瑞米

peetoo 发表于 2014-3-3 12:00
谢谢楼上的回复，我在新州

PEETOO,你在私信里问我的问题，我在帖子里面已经回复了，希望对你有点帮助。

peetoo

瑞米 发表于 2014-3-3 13:16
PEETOO,你在私信里问我的问题，我在帖子里面已经回复了，希望对你有点帮助。
...

非常感谢：）