e-tax上的private medicare insurance policy details的问题

oz2009

去年七月那时候有GOVERNMENT REBATE，所以就PAY UPFRONT １２ MONTH，现在去E－TAX上，看到:

Your share of premiums paid in the financial year

Your share of Australian government rebate received

都等于零, 造成现在要多交税，该如何处理呀.

oz2009

?

lee2267

你应该收到 insurance statement 了。。statement 上 有3个数据。。

Your share of premiums paid in the financial year： 你 实际付的钱。。
Your share of Australian government rebate received： 政府帮你付的钱。。
Code： 有 30，35，40 .。。指政府给你的 rebate rate 。。

oz2009

lee2267 发表于 2013-9-17 20:20
你应该收到 insurance statement 了。。statement 上 有3个数据。。

Your share of premiums paid in the  ...

对的，就是你说的，但是都是0。奇怪不？

lee2267

oz2009 发表于 2013-9-17 21:06
对的，就是你说的，但是都是0。奇怪不？

不奇怪。。我见了 好多 客户都是 Premium 0 ，rebate 0， code 30.。。Medibank 吧。。

去营业部问问吧。。

oz2009

lee2267 发表于 2013-9-17 21:08
不奇怪。。我见了 好多 客户都是 Premium 0 ，rebate 0， code 30.。。Medibank 吧。。

去营业部问问吧 ...

it nib.

Is it because I paid 12 months upfront before 01.07.2012 that's why premium and rebate are '0'?

oz2009

太怪了，他们就是不能给我detail. piss off!

LENNY_DONG

都是0因为你早付了

你都填0就可以了

一点问题都没有

oz2009

STS-TAX 发表于 2013-9-24 23:05
都是0因为你早付了

你都填0就可以了

我问过accountant, nib cover my 222 days policy, they shall provide premium and government rebate which shall not be zero.

LENNY_DONG

oz2009 发表于 2013-9-24 23:15
我问过accountant, nib cover my 222 days policy, they shall provide premium and government rebate w ...

THE REASON FOR 0 IS FOR SOME HIGH INCOME EARNER, THEY SHOULD ENJOY 30% REBATE.

SINCE GOVT CHANGE POLICY, IF SHARE OF PREMIUM IS 30%, BUT THEY INCOME LEVEL SHOULD ONLY ENJOY 10%, THEN TAX RETURN WILL ASK TAXPAYER TO PAYBACK 20%

IN ORDER TO AVOID THIS FOR SOME HIGH INCOMER TAXPAYER AND IF THEY PREPAID BEFORE 30 JUNE 2012,THEY GET ALL 0 IN THE INSURANCE STATEMENT TO AVOID PAY BACK SOME OF DISCOUNT OF INSURANCE PREIMUM

lee2267

oz2009 发表于 2013-9-24 23:15
我问过accountant, nib cover my 222 days policy, they shall provide premium and government rebate w ...

问过NIB  专家了。2个可能性。。
1. 你是在30.06.2012 以前pay的 premium。
2. 你没有提供税号给 NIB

所以目前你没有享受 政府30% rebate ，那么你就的在 退税的时候把这个退回来，如果你family income小于$176,000 。

在填的时候
premium 是0， rebate 是 0， benefit code是 30， tax claim code 填 c。。（假设你family income小于$176,000 ）

这样就能把30% 的rebate全退回来了哦。。refundable  offset ^-^

记得去 NIB 更新你的资料。。看看你有没有给税号

oz2009

STS-TAX 发表于 2013-9-25 09:14
THE REASON FOR 0 IS FOR SOME HIGH INCOME EARNER, THEY SHOULD ENJOY 30% REBATE.

SINCE GOVT CHANGE  ...

my income is not over 150K, according to your comment, does that mean I have to keep the figure as-is (0 for both columns) in order to avoid paying extra to ATO?

oz2009

lee2267 发表于 2013-9-25 09:24
问过NIB  专家了。2个可能性。。
1. 你是在30.06.2012 以前pay的 premium。
2. 你没有提供税号给 NIB

thanks, my case is No.1, I paid premium before 01,July.

and I do not have kids, wife. and income lower than 176K, can't use 'tax claim code = C'.

LENNY_DONG

oz2009 发表于 2013-9-25 11:03
my income is not over 150K, according to your comment, does that mean I have to keep the figure as ...

if u cover 221 days

then u stll need pay surcharge for 365-221 days

nothing to do with premium

if you accountant can not explain clear, ask him to check ATO webiste

very clear explain over there

oz2009

STS-TAX 发表于 2013-9-25 11:08
if u cover 221 days

then u stll need pay surcharge for 365-221 days

thanks,

I was cover by NIB insurance by 222 days, and then I changed to Medibank.

so for the 2 columns, you recommend I still leave it as '0' or not?

LENNY_DONG

oz2009 发表于 2013-9-25 11:38
thanks,

I was cover by NIB insurance by 222 days, and then I changed to Medibank.

then you should write down what medibank provide to u

oz2009

STS-TAX 发表于 2013-9-25 11:44
then you should write down what medibank provide to u

you mean NIB?

LENNY_DONG

wirte down figure provided by two tax statement  into your tax return

oz2009

STS-TAX 发表于 2013-9-25 11:49
wirte down figure provided by two tax statement  into your tax return

ok, thanks, mate!

lee2267

oz2009 发表于 2013-9-25 11:59
ok, thanks, mate!

把NIB 和 medibank statement 给你 会计。。他会填的。。只要你个人收入（adjusted taxable income）低于88000
就能 拿回 30% 的 Rebate

要相信你的会计。。。