best buy recommended by CHOICE

vicki

最近在打算买医疗保险， 听一个朋友说choice。com。au有专业的，中立的比较和推荐， 于是我专门话了$18。95买了membership， 进去看了。 不敢独享， 特来分享：

best buy recommended：（最后4个数字是价钱， 这个只是hospital cover，不包括extras）


Best buys for hospital insurance in VIC


Open Funds

Fund  Policy  Premium
(incl 30% rebate) ($)
  
Full Cover $0 excess/co-payment   
GMHBA  Great Value Gold Hospital Cover (H3)  2142  
Latrobe  Top Hospital H3  2174  
Peoplecare  Private Plus  2071  

Full Cover: $500 excess /co-payment (annual total)   
GMHBA  Great Value Gold Hospital Cover with excess E3, $500 max excess  1692  
Latrobe  Top Hospital CoverWise X2 ($250 excess), $500 max excess  1772  
Peoplecare  Private Plus - Excess 250/500, $500 max excess  1813  

Full & Standard Cover: $1000 excess/co-payment (annual total)   
GMHBA  Great Value Gold Hospital Cover with excess W3, $1000 max excess  1453  
Latrobe  Top Hospital CoverWise X3 ($500 excess), $1000 max excess  1394  

Cheapest cover option for exemption from Medicare Levy Surcharge   
HBA/Mutual Community  Hospital Saver, $1000 max excess  1226  
HCF  Hospital Advanced Savings Option $50*8, $800 max co-payment  1198  
Medibank Private  First Choice Hospital (Excess Level 3-$1,000), $1000 max excess  1242