医疗费抵税要扣除保险claim回来的部分吗？

kieren

因为怀孕看私人医生，所以上个财年的医疗费用很高，相信（在一定金额以上）是可以抵掉一部分税的 （但愿我的理解正确）
不过其中一小部分费用从保险claim回来了，那么这一小部分还可以抵税吗？
求有经验的TX指教。

lovebandk

是的

kieren

原帖由 lovebandk 于 2010-8-19 19:42 发表
是的

没明白，“是的”是什么意思？ 那些保险公司已经理赔的部分是可以抵税还是不可以抵税啊？

ronitrue

医疗费用可以抵，但是只是out of pocket部分，你已经从保险里面claim的部分不可以。

也不是所有的费用都算，这是ato的list

可以的：

Medical expenses include payments:

to dentists, orthodontists or registered dental mechanics
to opticians or optometrists, including for the cost of prescription spectacles or contact lenses
to a carer who looks after a person who is blind or permanently confined to a bed or wheelchair
for therapeutic treatment under the direction of a doctor
for medical aids prescribed by a doctor
for artificial limbs or eyes and hearing aids
for maintaining a properly trained dog for guiding or assisting people with a disability (but not for social therapy)
for laser eye surgery, and
for treatment under an in-vitro fertilisation program.

不可以的：
Expenses which do not qualify as medical expenses include payments made for:

cosmetic operations for which a Medicare benefit is not payable
dental services or treatments that are solely cosmetic
therapeutic treatment where the patient is not formally referred by a doctor – a mere suggestion or recommendation by a doctor to the patient is not enough for the treatment to qualify; the patient must be referred to a particular person for specific treatment
chemist-type items, such as tablets for pain relief, purchased in retail outlets or health food stores
inoculations for overseas travel
non-prescribed vitamins or health foods
travel or accommodation expenses associated with medical treatment
contributions to a private health insurer
purchases from a chemist that are not related to an illness or operation
life insurance medical examinations
ambulance charges and subscriptions, and
funeral expenses.

kieren

这个list里面好像看不出孕期检查的费用可不可以抵扣？

另外还有个问题，医疗费用抵税是以费用发生时间还是账单时间为准？

lovebandk

原帖由 kieren 于 2010-8-19 20:01 发表


没明白，“是的”是什么意思？ 那些保险公司已经理赔的部分是可以抵税还是不可以抵税啊？

医疗费抵税要扣除保险claim回来的部分吗？
是的～～

ronitrue

那里list是比较特殊的情况，大体上只要是合法医疗费用都可以，所以怀孕这个是一定可以的。

“另外还有个问题，医疗费用抵税是以费用发生时间还是账单时间为准？"

以费用发生的时间为准（在通常情况下账单时间就是费用发生时间）。不以付款时间。

kieren

谢谢楼上各位。