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我给了一篇文章https://www.nzherald.co.nz/busin ... O5HT7BGEDMEXDM3HFA/,我自己先读了下,然后我问Which bank is highest test rate?
free chatgpt 3.5回答According to the article, ANZ has the highest test rate for mortgage applicants, which is currently at 8.6 per cent.
google bard回答The bank with the highest test rate in the article is ASB, at 8.75%. ANZ is second at 8.6%, followed by BNZ at 8.5% and Westpac at 9%.
The test rate is the interest rate that banks use to assess whether a borrower can afford to repay their loan. It is typically higher than the current interest rate, to account for the possibility of interest rates rising in the future.
The banks' decision to raise their test rates reflects the current economic environment, which is characterized by rising inflation and interest rates. This is making it more expensive for borrowers to service their debts, and is likely to lead to a slowdown in lending activity.
显然两个回答都是错的,正确的答案是Westpac at 9%,相对而言,google bard的回答虽然是错的,但简单读下google bard的回答还是可以推断出正确的答案的,但chatgpt 3.5不行 |
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