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Examples - calculating the income threshold
The following examples (worked out based on rates as at 1 July 2020) are provided to explain how the income threshold test above may apply.
Example 1: Assurer/s with no children aged under 18 years (worked on the assumption that the applicable JSP rate is $15,912.00 as at July 2020):
if 1 person gives an AoS for 2 adults the income threshold will be $47,736.00 (3 multiplied by applicable JSP rate)
if 2 people give an AoS for 2 adults the income threshold will be $63,648.00 (4 multiplied by applicable JSP rate), or
if 3 people give an AoS for 2 adults the income threshold will be $79,560.00 (5 multiplied by applicable JSP rate).
Example 2: If a single person with 2 children applies to give an AoS for a migrating family of 2 parents and 2 children, the minimum required income amount of the assurer is the total of:
$47,736.00 (the applicable rate of $15,912.00 multiplied by the total number of adult assurers and adult assurees (3)), plus
$4,737.70 (the base FTB Part A rate and the applicable supplement amount of $2,368.85 multiplied by the total number of the assurer’s children (2)).
Example 3: If couple with 2 children gives an AoS jointly for a migrating family of 2 parents and 2 children, the combined minimum required income for both assurers is the total of:
$63,648.00 (the applicable rate of $15,912.00 multiplied by the total number of adult assurers and adult assurees (4)), and
$4,737.70 (the base FTB Part A rate and the applicable supplement amount of $2,368.85 multiplied by the total number of the assurers' children (2)). |
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