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To All of my Clients
As your Relationship Manager at Westpac Premium Financial Services I have a gained access to a unique Investment property offer that is set out below
Westpac currently owns over 480 Quality Residential Homes and apartments through out Australia in quality suburbs (eg Five Dock, Epping ,Lane Cove) that have tenancy agreements with Defence Housing Australia.
Westpac has shifted its investment focus, and as such are now looking to sell these properties.
I have been able to gain access not only to these properties, but also to a special offer on fixed rate loans for those clients that purchase one of these properties.
The average price of the properties on offer is around $500,000.
I have set out for you below an example of what the repayments will be on a 3 yr fixed rate loan of $500,000 at today’s rate, minus the fixed rate Discount of 0.4% on offer for these properties.
Loan amount = $500000
Fixed rate 3 Yrs 6.59% - 0.4% = 6.19%
Repayments Interest Only = $2580/ Mth
Repayments Principle and Interest = $3059/ Mth over a 30 yr period
Repayments at Current Variable Rate of 5.11% = $2129/ Mth interest only
If we take the average $434 per week rent after management fees = $1880 per mth before tax the difference will be from approx $250 to $1180 per mth based on the above scenarios.
Most of these properties are less than 10 years old and have Government rental contracts for approx 8 years plus a 3 Year option. At the end of the rental contract these properties have agreements in place to refurbish them before hand over. (Eg Repaint/carpet etc).
I would like to point out that these properties are NOT located on Defence Service Land or located in clusters within suburbs. They are modern homes and apartments located within normal residential suburbs of our capital cities.
Some more details and the official offer is set out below
An exclusive pre-release property investment opportunity
As a Premium Financial Services client of Westpac, we’ve got a very exciting offer that we think you might be interested in – beforeit reaches the general market.
As you’re no doubt aware, recent volatility in financial markets has resulted in investors looking for solid opportunities that offer stable income – but also with the potential for long term capital growth. After careful consideration, one of Westpac’s managed funds has decided to sell its portfolio of quality residential properties#. Here’s a quick at-a-glance summary of the main features:
* secure Commonwealth Government tenant (Defence Housing Authority) – no vacancy risk
* long term leases with guaranteed rental reviews
* modern properties in quality locations
* a range of property types and sizes
* attractive yields & price ranges
* fully maintained and managed investment
* Westpac loan with a discounted rate exclusive to PFS clients who require finance.
What makes this offer unique
We’re delighted to offer you the benefit of a two week period of exclusivity to purchase these properties prior to them being released for sale in the general market. The properties are all leased to Defence Housing Australia (DHA) for up to 8 years and are located in inner and middle ring metropolitan suburbs and regional centres across Australia. Colliers International has been appointed as sole agent and their property market expertise will be available to help with your purchase.
How we can help
We’re also offering a great deal on your finance – with an additional 0.4% p.a. discount off Westpac’s standard fixed rates (usually 0.2%p.a)* under the Premier Advantage Package for approved clients, provided contracts are exchanged on or before 20 September, 2009. This special rate is available only to PFS customers and only in conjunction with this investment opportunity.
What to do now
As this is an exclusive time-limited opportunity, please don’t hesitate to get in touch. I’d be delighted to help you with your loan pre-approval in advance of the properties being offered for sale.
Regards, |
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学术讨论：STOCK VALUATION METHODS (2008-5-15) Devil_Star 
发表于 2009-7-16 14:40
，至少我自己没资格
